Federal credit union · BENTON, Arkansas · NCUA charter #8987
Arkansas Health Center
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $9.8M
- Total assets
- 1,052
- Members
- 16.5%
- Net-worth ratio
Arkansas Health Center scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.8M; members 1,052; net-worth ratio 16.46%; health rank #1,767 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,767 of 4,374 health · 2025Q4Arkansas Health Center · health 86/100 · $9.8M · 2025Q4
Call Report peers
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Arkansas Health Center vs every NCUA-scored credit union
Arkansas Health Center sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Arkansas Health Center: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +5.25 pp (68.85% vs 63.60%).
- Largest lag: Net Worth Ratio at 16.46% vs peer 19.06% (-2.60 pp).
Where Arkansas Health Center sits in Arkansas
- In Arkansas, health place is #19 of 48 on the same NCUA-ratio sort used nationally.
- Arkansas assets place: #31 of 48.
- Membership ranks #35 of 48 among Arkansas CUs with a reported count (1,052 members).
- One place up in Arkansas, DILLARD'S (#18) scores 87/100, 1 point higher; one place down, UARK (#20) ties at 86/100.
Quarter path for Arkansas Health Center
Arkansas Health Center: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $9.8M (2025Q4) to $9.9M (2026Q1).
- Net-worth ratio shifted +0.17 pp (16.29% → 16.46%).
This credit union's 16.46% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Arkansas Health Center gives up 14 points in total. Member Growth costs the most, 13.7 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 14.7 pts
Arkansas Health Center health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.46% | -2.60 pp |
| Delinquency Rate | 0.07% | -1.74 pp |
| Return on Assets | 1.95% | +1.50 pp |
| Member Growth | -4.28% | - |
| Loan-to-Share Ratio | 68.85% | +5.25 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Arkansas Health Center filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.9M | - |
| 2025Q4 | $9.8M | 1,052 |
| 2024Q4 | $9.6M | 1,099 |
| 2023Q4 | $9.4M | 1,125 |
Credit Union Details
- Charter Number
- 8987
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Arkansas
- City
- BENTON
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Arkansas Health Center, spread across 2 cities.
| Office | City |
|---|---|
| ARKANSAS HEALTH CENTER FCU (Main Office) | BENTON, AR |
| Arkansas Health Center Federal Credit Union | Benton, AR |
| ARKANSAS HEALTH CENTER FCU | BENTON, AR |
| ARKANSAS HEALTH CENTER | BENTON, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Arkansas Health Center
Similar health score
Using this data
- Arkansas Health Center ranks #1,767 of 4,374 nationally on financial health and #19 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Natural State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Natural State
Frequently Asked Questions
Is Arkansas Health Center financially healthy?
On its 2025Q4 NCUA 5300 filing, Arkansas Health Center scores 86/100 (Excellent), with a 16.46% net worth ratio and 0.07% of loans delinquent. It ranks #1,767 of 4,374 nationally on health and #19 of 48 in Arkansas.
How does Arkansas Health Center compare to other credit unions?
Arkansas Health Center scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (68.85% vs 63.60%). Its widest shortfall is net worth ratio (16.46% vs 19.06%).
How can I join Arkansas Health Center?
Arkansas Health Center serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Arkansas Health Center directly for the current list of qualifying groups.
Is my money safe at Arkansas Health Center?
Arkansas Health Center is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arkansas Health Center's net worth ratio of 16.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.