Federal credit union · Gorham, Maine · NCUA charter #9327
CASCO
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $117.4M
- Total assets
- 9,078
- Members
- 9.4%
- Net-worth ratio
CASCO scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $117.4M; members 9,078; net-worth ratio 9.44%; health rank #699 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#699 of 4,374 health · 2025Q4CASCO · health 93/100 · $117.4M · 2025Q4
- MEM 93/100
- RANK 9.4%
- PHOTO 0.21%
- BOOK 0.56%
- CHARTER $117.4M
- NCUSIF 9,078
- CAMELS #699/4,374
- HEALTH Sea Air
- NW 9327
Call Report peers
CASCO in the assets neighbourhood
CASCO's $117.4M assets sit next to Sea Air ($117.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CASCO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CASCO - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #9327. See our deposit-insurance coverage note.
Peer-gap read for CASCO
- Largest favorable gap: Delinquency Rate at 0.21% vs peer 0.89% (-0.69 pp).
- Largest lag: Net Worth Ratio at 9.44% vs peer 12.11% (-2.67 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where CASCO sits in Maine
- Health composite ranks #9 of 48 among scored Maine credit unions.
- By total assets, CASCO is #34 of 48 in Maine.
- Membership ranks #32 of 48 among Maine CUs with a reported count (9,078 members).
In-state ordinals use the live credit_unions table for ME only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
CASCO Call Report trajectory
CASCO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.4% from $117.4M (2025Q4) to $121.4M (2026Q1).
- Net-worth ratio shifted -0.13 pp (9.57% → 9.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.44% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 28.6 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 15.0 pts
CASCO vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.44% | -2.67 pp |
| Delinquency Rate | 0.21% | -0.69 pp |
| Return on Assets | 0.56% | -0.06 pp |
| Member Growth | 0.32% | - |
| Loan-to-Share Ratio | 70.48% | -1.72 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
CASCO quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $121.4M | - |
| 2025Q4 | $117.4M | 9,078 |
| 2024Q4 | $110.0M | 9,049 |
| 2023Q4 | $101.3M | 9,089 |
Credit Union Details
- Charter Number
- 9327
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Gorham
- Data Quarter
- 2025Q4
Branch Locations (2)
CASCO operates 2 offices in Gorham, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Branch Office - Gorham (Main Office) | Gorham, ME |
| Branch Office - West Gorham | Gorham, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
CASCO nationwide neighbourhoods
CASCO's nationwide photo peers by assets and by health score, excluding Maine charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($117.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- CASCO ranks #699 of 4,374 nationally on financial health and #9 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- COMMUNITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with COMMUNITY
- Rates and health both vary by institution, not just by state -- see how Maine credit unions compare overall before assuming this one is typical. Maine state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CASCO financially healthy?
CASCO has a financial health score of 93/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #699 of 4,374; by total assets it ranks #1,693 of 4,374 nationally (same basis as /rankings/largest); and #34 of 48 within Maine. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.44% and delinquency rate of 0.21%.
How does CASCO compare to other credit unions?
PlainCU's health composite puts CASCO at 93/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CASCO?
CASCO operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CASCO directly for the exact boundaries and application steps.
Is my money safe at CASCO?
Federal credit unions like CASCO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CASCO's net worth ratio of 9.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CASCO offer compared to banks?
Credit unions like CASCO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CASCO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.