Federal credit union · Cheyenne, Wyoming · NCUA charter #7361
BLUE
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $2.17B
- Total assets
- 142,466
- Members
- 8.7%
- Net-worth ratio
BLUE scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.17B; members 142,466; net-worth ratio 8.68%; health rank #3,889 of 4,374; healthier than 11th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,889 of 4,374 health · 2025Q4BLUE · health 65/100 · $2.17B · 2025Q4
Call Report peers
BLUE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BLUE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BLUE sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where BLUE diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 99.78% here, 83.90% peer average (+15.88 pp).
- Largest lag: Net Worth Ratio at 8.68% vs peer 11.18% (-2.50 pp).
BLUE: in-state Call Report ranks
- Health composite ranks #17 of 18 among scored Wyoming credit unions.
- Wyoming assets place: #1 of 18.
- Wyoming membership ordinal: #1 of 18.
- One place up in Wyoming, Powell Schools (#16) scores 73/100, 8 points higher; one place down, Guernsey Community (#18) scores 54/100, 11 points lower.
How BLUE's 5300 filing moved
BLUE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $2.17B (2025Q4) to $2.24B (2026Q1).
- Net-worth ratio shifted -0.13 pp (8.81% → 8.68%).
This credit union's 8.68% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
BLUE gives up 35 points in total. Return on Assets costs the most, 14.9 of its 15; Net Worth Ratio loses the least, 3.3.
- Net Worth Ratio 26.7 pts
- Delinquency Rate 18.4 pts
- Return on Assets 0.1 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 10.2 pts
Call Report ratios for BLUE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.68% | -2.50 pp |
| Delinquency Rate | 1.22% | +0.34 pp |
| Return on Assets | -0.48% | -0.99 pp |
| Member Growth | 0.48% | - |
| Loan-to-Share Ratio | 99.78% | +15.88 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.24B | - |
| 2025Q4 | $2.17B | 142,466 |
| 2024Q4 | $2.13B | 141,787 |
| 2023Q4 | $1.88B | 119,777 |
Credit Union Details
- Charter Number
- 7361
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Wyoming
- City
- Cheyenne
- Data Quarter
- 2025Q4
Branch Locations (28)
The NCUA branch filing lists 28 physical offices for BLUE, spread across 17 cities in 2 states.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | Cheyenne, WY |
| Arapahoe Avenue Branch | Boulder, CO |
| 119th Avenue Branch | Broomfield, CO |
| Huron Street Branch | Broomfield, CO |
| Center Branch | Center, CO |
| 7th Avenue Branch | Cheyenne, WY |
| F.E. Warren Air Force Base Branch | Cheyenne, WY |
| Yellowstone Road Branch | Cheyenne, WY |
| Dell Range Blvd Branch | Cheyenne, WY |
| South Greeley Highway Branch | Cheyenne, WY |
| Blue Diamond Center Branch | Cheyenne, WY |
| Cascade Branch | Colorado Springs, CO |
| Dublin Branch | Colorado Springs, CO |
| Crestone Branch | Crestone, CO |
| Yale Avenue Branch | Denver, CO |
| Vista Ridge Branch | Erie, CO |
| Boardwalk Drive Branch | Fort Collins, CO |
| Old Town Branch | Fort Collins, CO |
| Drake Road Branch | Fort Collins, CO |
| Agate Ave Branch | Granby, CO |
| Highway 287 Branch | Lafayette, CO |
| UW Plaza Branch | Laramie, WY |
| Grand Ave at Ridley's | Laramie, WY |
| Sculptor Drive Branch | Loveland, CO |
| Pueblo Branch | Pueblo, CO |
| Salida Branch | Salida, CO |
| Superior Marketplace Branch | Superior, CO |
| 5th Street Branch | Wellington, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wyoming
A look at other Wyoming credit unions, ranked by how closely their peer group and asset size match this one.
BLUE nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- BLUE ranks #3,889 of 4,374 nationally on financial health and #17 of 18 in WY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- UNIWYO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with UNIWYO
Frequently Asked Questions
Is BLUE financially healthy?
On its 2025Q4 NCUA 5300 filing, BLUE scores 65/100 (Good), with a 8.68% net worth ratio and 1.22% of loans delinquent. It ranks #3,889 of 4,374 nationally on health and #17 of 18 in Wyoming.
How does BLUE compare to other credit unions?
BLUE scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (99.78% vs 83.90%). Its widest shortfall is net worth ratio (8.68% vs 11.18%).
How can I join BLUE?
BLUE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BLUE directly for the exact boundaries and application steps.
Is my money safe at BLUE?
BLUE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BLUE's net worth ratio of 8.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.