Federal credit union · Warren, Michigan · NCUA charter #8000
Ukrainian Selfreliance Michigan
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $138.0M
- Total assets
- 4,403
- Members
- 13.3%
- Net-worth ratio
Ukrainian Selfreliance Michigan scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $138.0M; members 4,403; net-worth ratio 13.26%; health rank #1,442 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,442 of 4,374 health · 2025Q4Ukrainian Selfreliance Mich… · health 88/100 · $138.0M · 2025Q4
- BOOK 88/100
- CHARTER 13.3%
- NCUSIF 0.32%
- CAMELS 0.45%
- HEALTH $138.0M
- NW 4,403
- DELQ #1,442/4,374
- ROA Meridia Community
- ASSETS 8000
Call Report peers
Ukrainian Selfreliance Michigan in the assets neighbourhood
Ukrainian Selfreliance Michigan's $138.0M assets sit next to Meridia Community ($138.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ukrainian Selfreliance Michigan vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ukrainian Selfreliance Michigan - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #8000: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Ukrainian Selfreliance Michigan vs $100M–$500M peers
- Net Worth Ratio leads the peer set - 13.26% here, 12.11% peer average (+1.15 pp).
- Loan-to-Share Ratio trails the peer set - 36.49% here, 72.20% peer average (-35.71 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ukrainian Selfreliance Michigan: in-state Call Report ranks
- Health composite ranks #66 of 171 among scored Michigan credit unions.
- Assets rank #99 of 171 inside Michigan ($138.0M reported).
- Member book place in Michigan: #131 of 171.
In-state ordinals use the live credit_unions table for MI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Ukrainian Selfreliance Michigan: 2025Q4 → 2026Q1
Ukrainian Selfreliance Michigan: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $138.0M (2025Q4) to $140.1M (2026Q1).
- Net-worth ratio shifted -0.01 pp (13.27% → 13.26%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.2 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 9.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.26% | +1.15 pp |
| Delinquency Rate | 0.32% | -0.57 pp |
| Return on Assets | 0.45% | -0.18 pp |
| Member Growth | 0.57% | - |
| Loan-to-Share Ratio | 36.49% | -35.71 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $140.1M | - |
| 2025Q4 | $138.0M | 4,403 |
| 2024Q4 | $134.3M | 4,378 |
| 2023Q4 | $129.9M | 4,281 |
Credit Union Details
- Charter Number
- 8000
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- Warren
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Ukrainian Selfreliance Michigan, spread across 2 cities.
| Office | City |
|---|---|
| USMFCU-Main Office (Main Office) | Warren, MI |
| USMFCU-Hamtramck | Hamtramck, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
- WALLED LAKE SCHOOLSWolverine Lake, MI · $100M–$500M82Health
- LENCOAdrian, MI · $100M–$500M95Health
- FINANCIALEDGEBay City, MI · $100M–$500M87Health
- BREAKWATERHOUGHTON, MI · $100M–$500M95Health
- INTEGRA FIRSTPowers, MI · $100M–$500M80Health
Compare Ukrainian Selfreliance Michigan vs WALLED LAKE SCHOOLS
Cross-state Call Report peers for Ukrainian Selfreliance Mich…
Cross-state asset and health neighbours for Ukrainian Selfreliance Michigan - kept outside Michigan; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($138.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Ukrainian Selfreliance Michigan ranks #1,442 of 4,374 nationally on financial health and #66 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Walled Lake Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Walled Lake Schools
- Rates and health both vary by institution, not just by state -- see how Michigan credit unions compare overall before assuming this one is typical. Michigan state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ukrainian Selfreliance Michigan financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Ukrainian Selfreliance Michigan carries a financial health score of 88/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,442 of 4,374; by total assets it ranks #1,559 of 4,374 nationally (same basis as /rankings/largest); and #99 of 171 within Michigan. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.26% net worth ratio and a 0.32% delinquency rate.
How does Ukrainian Selfreliance Michigan compare to other credit unions?
On PlainCU's health composite, Ukrainian Selfreliance Michigan lands at 88/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ukrainian Selfreliance Michigan?
Ukrainian Selfreliance Michigan operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian Selfreliance Michigan directly for the exact boundaries and application steps.
Is my money safe at Ukrainian Selfreliance Michigan?
Federal credit unions like Ukrainian Selfreliance Michigan are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian Selfreliance Michigan's net worth ratio of 13.26% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ukrainian Selfreliance Michigan offer compared to banks?
Credit unions like Ukrainian Selfreliance Michigan are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ukrainian Selfreliance Michigan directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.