Federal credit union · Warren, Michigan · NCUA charter #8000
Ukrainian Selfreliance Michigan
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $138.0M
- Total assets
- 4,403
- Members
- 13.3%
- Net-worth ratio
Ukrainian Selfreliance Michigan scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $138.0M; members 4,403; net-worth ratio 13.26%; health rank #1,442 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,442 of 4,374 health · 2025Q4Ukrainian Selfreliance Mich… · health 88/100 · $138.0M · 2025Q4
Call Report peers
Ukrainian Selfreliance Michigan in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ukrainian Selfreliance Michigan vs every NCUA-scored credit union
Ukrainian Selfreliance Michigan sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ukrainian Selfreliance Michigan vs $100M–$500M peers
- Net Worth Ratio leads the peer set - 13.26% here, 12.11% peer average (+1.15 pp).
- Loan-to-Share Ratio trails the peer set - 36.49% here, 72.20% peer average (-35.71 pp).
Ukrainian Selfreliance Michigan: in-state Call Report ranks
- Health composite ranks #66 of 171 among scored Michigan credit unions.
- Assets rank #99 of 171 inside Michigan ($138.0M reported).
- Member book place in Michigan: #131 of 171.
- One place up in Michigan, Route 31 (#65) ties at 88/100; one place down, River Valley (#67) ties at 88/100.
Ukrainian Selfreliance Michigan: 2025Q4 → 2026Q1
Ukrainian Selfreliance Michigan: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $138.0M (2025Q4) to $140.1M (2026Q1).
- Net-worth ratio shifted -0.01 pp (13.27% → 13.26%).
This credit union's 13.26% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Ukrainian Selfreliance Michigan gives up 12 points in total. Loan-to-Share Ratio costs the most, 5.7 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.2 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 9.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.26% | +1.15 pp |
| Delinquency Rate | 0.32% | -0.57 pp |
| Return on Assets | 0.45% | -0.18 pp |
| Member Growth | 0.57% | - |
| Loan-to-Share Ratio | 36.49% | -35.71 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $140.1M | - |
| 2025Q4 | $138.0M | 4,403 |
| 2024Q4 | $134.3M | 4,378 |
| 2023Q4 | $129.9M | 4,281 |
Credit Union Details
- Charter Number
- 8000
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $100M–$500M
- State
- Michigan
- City
- Warren
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Ukrainian Selfreliance Michigan, spread across 2 cities.
| Office | City |
|---|---|
| USMFCU-Main Office (Main Office) | Warren, MI |
| USMFCU-Hamtramck | Hamtramck, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
- WALLED LAKE SCHOOLSWolverine Lake, MI · $100M–$500M82Health
- LENCOAdrian, MI · $100M–$500M95Health
- FINANCIALEDGEBay City, MI · $100M–$500M87Health
- BREAKWATERHOUGHTON, MI · $100M–$500M95Health
- INTEGRA FIRSTPowers, MI · $100M–$500M80Health
Compare Ukrainian Selfreliance Michigan vs WALLED LAKE SCHOOLS
Cross-state Call Report peers for Ukrainian Selfreliance Mich…
Using this data
- Ukrainian Selfreliance Michigan ranks #1,442 of 4,374 nationally on financial health and #66 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Walled Lake Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Walled Lake Schools
Frequently Asked Questions
Is Ukrainian Selfreliance Michigan financially healthy?
On its 2025Q4 NCUA 5300 filing, Ukrainian Selfreliance Michigan scores 88/100 (Excellent), with a 13.26% net worth ratio and 0.32% of loans delinquent. It ranks #1,442 of 4,374 nationally on health and #66 of 171 in Michigan.
How does Ukrainian Selfreliance Michigan compare to other credit unions?
Ukrainian Selfreliance Michigan scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.26% vs 12.11%). Its widest shortfall is loan-to-share ratio (36.49% vs 72.20%).
How can I join Ukrainian Selfreliance Michigan?
Ukrainian Selfreliance Michigan operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian Selfreliance Michigan directly for the exact boundaries and application steps.
Is my money safe at Ukrainian Selfreliance Michigan?
Ukrainian Selfreliance Michigan is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian Selfreliance Michigan's net worth ratio of 13.26% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.