Federal credit union · Olney, Maryland · NCUA charter #22700
Korean Catholic
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $2.0M
- Total assets
- 304
- Members
- 10.5%
- Net-worth ratio
Korean Catholic scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 304; net-worth ratio 10.50%; health rank #3,876 of 4,374; healthier than 11th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,876 of 4,374 health · 2025Q4Korean Catholic · health 65/100 · $2.0M · 2025Q4
- PHOTO 65/100
- BOOK 10.5%
- CHARTER 0.00%
- NCUSIF -1.57%
- CAMELS $2.0M
- HEALTH 304
- NW #3,876/4,374
- DELQ n/a
- ROA 22700
Call Report peers
Korean Catholic carries $2.0M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Korean Catholic vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Korean Catholic - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #22700. See our deposit-insurance coverage note.
Korean Catholic: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.96 pp (49.64% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Korean Catholic in Maryland
- Health composite ranks #54 of 62 among scored Maryland credit unions.
- Maryland assets place: #61 of 62.
- Maryland membership ordinal: #60 of 62.
In-state ordinals use the live credit_unions table for MD only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Korean Catholic's 5300 filing moved
Korean Catholic: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -5.2% from $2.0M (2025Q4) to $1.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (10.19% → 10.50%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 65.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Korean Catholic health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.50% | -8.56 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | -1.57% | -2.02 pp |
| Member Growth | -11.11% | - |
| Loan-to-Share Ratio | 49.64% | -13.96 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Korean Catholic
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.9M | - |
| 2025Q4 | $2.0M | 304 |
| 2024Q4 | $2.1M | 342 |
| 2023Q4 | $2.1M | 332 |
Credit Union Details
- Charter Number
- 22700
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Maryland
- City
- Olney
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Korean Catholic.
| Office | City |
|---|---|
| Korean Catholic Church (Main Office) | Olney, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Cross-state Call Report peers for Korean Catholic
Cross-state asset and health neighbours for Korean Catholic - kept outside Maryland; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (65/100 here).
Using this data
- Korean Catholic ranks #3,876 of 4,374 nationally on financial health and #54 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Choptank Electric Coop Employ is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Choptank Electric Coop Employ
- Rates and health both vary by institution, not just by state -- see how Maryland credit unions compare overall before assuming this one is typical. Maryland state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Korean Catholic financially healthy?
Yes/no aside, the number is 65/100 (Good) - Korean Catholic's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,876 of 4,374; by total assets it ranks #4,128 of 4,374 nationally (same basis as /rankings/largest); and #61 of 62 within Maryland. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.50% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Korean Catholic compare to other credit unions?
65/100 is Korean Catholic's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Korean Catholic?
Korean Catholic operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Korean Catholic directly for the exact boundaries and application steps.
Is my money safe at Korean Catholic?
Federal credit unions like Korean Catholic are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Korean Catholic's net worth ratio of 10.50% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Korean Catholic offer compared to banks?
Credit unions like Korean Catholic are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Korean Catholic directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.