Federal credit union · Olney, Maryland · NCUA charter #22700
Korean Catholic
Health score 65/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 65
- Health / 100
- $2.0M
- Total assets
- 304
- Members
- 10.5%
- Net-worth ratio
Korean Catholic scores 65/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 304; net-worth ratio 10.50%; health rank #3,876 of 4,374; healthier than 11th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,876 of 4,374 health · 2025Q4Korean Catholic · health 65/100 · $2.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Korean Catholic vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Korean Catholic sits in 65-69 with 275 others.
65 11th percentile higher than 11% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Korean Catholic: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.81% (-1.81 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.96 pp (49.64% vs 63.60%).
Korean Catholic in Maryland
- Health composite ranks #54 of 62 among scored Maryland credit unions.
- Maryland assets place: #61 of 62.
- Maryland membership ordinal: #60 of 62.
- One place up in Maryland, CENSUS (#53) scores 68/100, 3 points higher; one place down, FEDFINANCIAL (#55) scores 64/100, 1 point lower.
How Korean Catholic's 5300 filing moved
Korean Catholic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -5.2% from $2.0M (2025Q4) to $1.9M (2026Q1).
- Net-worth ratio shifted +0.31 pp (10.19% → 10.50%).
This credit union's 10.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 65/100 score is built
Korean Catholic gives up 35 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
Korean Catholic health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.50% | -8.56 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | -1.57% | -2.02 pp |
| Member Growth | -11.11% | - |
| Loan-to-Share Ratio | 49.64% | -13.96 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Korean Catholic
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.9M | - |
| 2025Q4 | $2.0M | 304 |
| 2024Q4 | $2.1M | 342 |
| 2023Q4 | $2.1M | 332 |
Credit Union Details
- Charter Number
- 22700
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Maryland
- City
- Olney
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Korean Catholic.
| Office | City |
|---|---|
| Korean Catholic Church (Main Office) | Olney, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
More federally-insured credit unions based in Maryland, ordered by peer group match and asset size.
Cross-state Call Report peers for Korean Catholic
Similar health score
Using this data
- Korean Catholic ranks #3,876 of 4,374 nationally on financial health and #54 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Choptank Electric Coop Employ is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Choptank Electric Coop Employ
Frequently Asked Questions
Is Korean Catholic financially healthy?
Korean Catholic has a financial health score of 65/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,876 of 4,374 nationally on health and #54 of 62 in Maryland. Its net worth ratio is 10.50% and its delinquency rate 0.00%.
How does Korean Catholic compare to other credit unions?
Korean Catholic scores 65/100, higher than 11% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (49.64% vs 63.60%).
How can I join Korean Catholic?
Korean Catholic operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Korean Catholic directly for the exact boundaries and application steps.
Is my money safe at Korean Catholic?
Korean Catholic is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Korean Catholic's net worth ratio of 10.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.