State credit union · WACO, Texas · NCUA charter #67469
Highway District 9
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $4.1M
- Total assets
- 714
- Members
- 26.2%
- Net-worth ratio
Highway District 9 scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.1M; members 714; net-worth ratio 26.15%; health rank #868 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#868 of 4,374 health · 2025Q4Highway District 9 · health 91/100 · $4.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Highway District 9 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Highway District 9 sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Highway District 9
- Largest favorable gap: Net Worth Ratio at 26.15% vs peer 19.06% (+7.09 pp).
Texas standing for Highway District 9
- Health composite ranks #80 of 386 among scored Texas credit unions.
- Assets rank #353 of 386 inside Texas ($4.1M reported).
- Member book place in Texas: #343 of 386.
- One place up in Texas, Cherokee County (#79) ties at 91/100; one place down, Hereford Texas (#81) ties at 91/100.
How Highway District 9's 5300 filing moved
Highway District 9: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $4.1M (2025Q4) to $4.2M (2026Q1).
- Net-worth ratio shifted -0.53 pp (26.68% → 26.15%).
At 26.15%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
Highway District 9 gives up 9 points in total. Member Growth costs the most, 7.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.5 pts
- Loan-to-Share Ratio 13.5 pts
Highway District 9 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.15% | +7.09 pp |
| Delinquency Rate | 0.18% | -1.62 pp |
| Return on Assets | 0.86% | +0.41 pp |
| Member Growth | -0.83% | - |
| Loan-to-Share Ratio | 64.61% | +1.01 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Highway District 9 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.2M | - |
| 2025Q4 | $4.1M | 714 |
| 2024Q4 | $4.1M | 720 |
| 2023Q4 | $4.6M | 734 |
Credit Union Details
- Charter Number
- 67469
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Texas
- City
- WACO
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Highway District 9.
| Office | City |
|---|---|
| Highway District 9 Credit Union (Main Office) | Waco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Highway District 9 ranks #868 of 4,374 nationally on financial health and #80 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oak Farms Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oak Farms Employees
Frequently Asked Questions
Is Highway District 9 financially healthy?
Highway District 9 has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #868 of 4,374 nationally on health and #80 of 386 in Texas. Its net worth ratio is 26.15% and its delinquency rate 0.18%.
How does Highway District 9 compare to other credit unions?
Highway District 9 scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (26.15% vs 19.06%).
How can I join Highway District 9?
Membership eligibility for Highway District 9 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Highway District 9 directly for current membership requirements and application steps.
Is my money safe at Highway District 9?
Highway District 9 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Highway District 9's net worth ratio of 26.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.