Federal credit union · Parma, Ohio · NCUA charter #96768
Pse Credit Union, Inc.
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $344.8M
- Total assets
- 25,722
- Members
- 10.9%
- Net-worth ratio
Pse Credit Union, Inc. scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $344.8M; members 25,722; net-worth ratio 10.92%; health rank #1,822 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,822 of 4,374 health · 2025Q4Pse Credit Union, Inc. · health 86/100 · $344.8M · 2025Q4
Call Report peers
Pse Credit Union, Inc. in the assets neighbourhood
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Pse Credit Union, Inc. vs every NCUA-scored credit union
Pse Credit Union, Inc. sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Pse Credit Union, Inc.
- Largest favorable gap: Return on Assets at 0.67% vs peer 0.62% (+0.04 pp).
- Largest lag: Loan-to-Share Ratio at 67.61% vs peer 72.20% (-4.59 pp).
Ohio standing for Pse Credit Union, Inc.
- Ohio health ordinal: #80 of 196.
- Ohio assets place: #30 of 196.
- Membership ranks #26 of 196 among Ohio CUs with a reported count (25,722 members).
- One place up in Ohio, Carey Poverello (#79) ties at 86/100; one place down, Community Star (#81) ties at 86/100.
Pse Credit Union, Inc. Call Report trajectory
Pse Credit Union, Inc.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $344.8M (2025Q4) to $348.5M (2026Q1).
- Net-worth ratio shifted +0.06 pp (10.86% → 10.92%).
At 10.92%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Pse Credit Union, Inc. gives up 14 points in total. Member Growth costs the most, 9.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.3 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.92% | -1.19 pp |
| Delinquency Rate | 0.89% | -0.00 pp |
| Return on Assets | 0.67% | +0.04 pp |
| Member Growth | -2.04% | - |
| Loan-to-Share Ratio | 67.61% | -4.59 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $348.5M | - |
| 2025Q4 | $344.8M | 25,722 |
| 2024Q4 | $321.7M | 26,258 |
| 2023Q4 | $303.8M | 27,534 |
Credit Union Details
- Charter Number
- 96768
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Parma
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Pse Credit Union, Inc., spread across 5 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Parma, OH |
| Broadview Heights | Broadview Heights, OH |
| Cleveland Branch | Cleveland, OH |
| Medina | Medina, OH |
| Strongsville - Prospect | Strongsville, OH |
| Strongsville - Pearl | Strongsville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Cross-state Call Report peers for Pse Credit Union, Inc.
Similar total assets
Similar health score
Using this data
- Pse Credit Union, Inc. ranks #1,822 of 4,374 nationally on financial health and #80 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MYUSA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MYUSA
Frequently Asked Questions
Is Pse Credit Union, Inc. financially healthy?
On its 2025Q4 NCUA 5300 filing, Pse Credit Union, Inc. scores 86/100 (Excellent), with a 10.92% net worth ratio and 0.89% of loans delinquent. It ranks #1,822 of 4,374 nationally on health and #80 of 196 in Ohio.
How does Pse Credit Union, Inc. compare to other credit unions?
Pse Credit Union, Inc. scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (0.67% vs 0.62%). Its widest shortfall is loan-to-share ratio (67.61% vs 72.20%).
How can I join Pse Credit Union, Inc.?
Membership eligibility for Pse Credit Union, Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Pse Credit Union, Inc. directly for current membership requirements and application steps.
Is my money safe at Pse Credit Union, Inc.?
Pse Credit Union, Inc. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Pse Credit Union, Inc.'s net worth ratio of 10.92% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.