Federal credit union · Abilene, Texas · NCUA charter #6743

Abilene Teachers

Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

97
Health / 100
$665.5M
Total assets
56,285
Members
18.2%
Net-worth ratio

Abilene Teachers scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $665.5M; members 56,285; net-worth ratio 18.24%; health rank #144 of 4,374; healthier than 95th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#144 of 4,374 health · 2025Q4

Abilene Teachers · health 97/100 · $665.5M · 2025Q4

Abilene Teachers in the assets neighbourhood

Alliance Catholic$672.3MMYPOINT$672.1MFort Bragg$665.8MAbilene Teachers (this)$665.5MR.I.A.$659.3MINSIGHT$659.2M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Abilene Teachers vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Abilene Teachers sits in 95-99 with 391 others.

97 Top 5% higher than 95% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Abilene Teachers: Call Report deltas vs peers

  • Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +7.06 pp (18.24% vs 11.18%).
  • Loan-to-Share Ratio trails the peer set - 76.33% here, 83.90% peer average (-7.57 pp).

Where Abilene Teachers sits in Texas

  • Health composite ranks #12 of 386 among scored Texas credit unions.
  • Assets rank #53 of 386 inside Texas ($665.5M reported).
  • Texas membership ordinal: #47 of 386.
  • One place up in Texas, East Texas Professional (#11) ties at 97/100; one place down, Met Tran (#13) ties at 97/100.

Abilene Teachers Call Report trajectory

Abilene Teachers: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

550,000,000600,000,000650,000,000700,000,000 2023Q42024Q42025Q42026Q1 594,232,550 681,643,759 ▲ +14.7%
  • Assets moved +2.4% from $665.5M (2025Q4) to $681.6M (2026Q1).
  • Net-worth ratio shifted +0.04 pp (18.20% → 18.24%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

18.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 97/100 score is built

Abilene Teachers gives up 3 points in total. Member Growth costs the most, 3.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 11.9 pts
  • Loan-to-Share Ratio 15.1 pts

Call Report ratios for Abilene Teachers

Metric Value vs peer
Net Worth Ratio 18.24% +7.06 pp
Delinquency Rate 0.30% -0.58 pp
Return on Assets 1.22% +0.71 pp
Member Growth 2.44% -
Loan-to-Share Ratio 76.33% -7.57 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Abilene Teachers quarterly book

Quarter Assets Members
2026Q1 $681.6M -
2025Q4 $665.5M 56,285
2024Q4 $618.0M 54,947
2023Q4 $594.2M 54,086

Credit Union Details

Charter Number
6743
Type
Federal
Field of Membership
Community
Peer Group
Over $500M
State
Texas
City
Abilene
Data Quarter
2025Q4

Branch Locations (5)

The NCUA branch filing lists 5 physical offices for Abilene Teachers.

Office City
Antilley Road (Main Office) Abilene, TX
North 6th Abilene, TX
BGap Branch Abilene, TX
Mockingbird Abilene, TX
EN10th Abilene, TX

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Texas

Other federally-insured credit unions in Texas, closest first by peer group and asset size.

Compare Abilene Teachers vs RESOURCE ONE

Nationwide credit unions with similar profiles

Using this data

  • Abilene Teachers ranks #144 of 4,374 nationally on financial health and #12 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Resource One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Resource One

Frequently Asked Questions

Is Abilene Teachers financially healthy?

Abilene Teachers has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #144 of 4,374 nationally on health and #12 of 386 in Texas. Its net worth ratio is 18.24% and its delinquency rate 0.30%.

How does Abilene Teachers compare to other credit unions?

Abilene Teachers scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (18.24% vs 11.18%). Its widest shortfall is loan-to-share ratio (76.33% vs 83.90%).

How can I join Abilene Teachers?

Abilene Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Abilene Teachers directly for the exact boundaries and application steps.

Is my money safe at Abilene Teachers?

Abilene Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Abilene Teachers's net worth ratio of 18.24% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Abilene Teachers. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.