Federal credit union · Abilene, Texas · NCUA charter #6743
Abilene Teachers
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $665.5M
- Total assets
- 56,285
- Members
- 18.2%
- Net-worth ratio
Abilene Teachers scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $665.5M; members 56,285; net-worth ratio 18.24%; health rank #144 of 4,374; healthier than 95th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#144 of 4,374 health · 2025Q4Abilene Teachers · health 97/100 · $665.5M · 2025Q4
- BOOK 97/100
- CHARTER 18.2%
- NCUSIF 0.30%
- CAMELS 1.22%
- HEALTH $665.5M
- NW 56,285
- DELQ #144/4,374
- ROA Fort Bragg
- ASSETS 6743
Call Report peers
Abilene Teachers in the assets neighbourhood
Abilene Teachers's $665.5M assets sit next to Fort Bragg ($665.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Abilene Teachers vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Abilene Teachers - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #6743 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Abilene Teachers: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +7.06 pp (18.24% vs 11.18%).
- Loan-to-Share Ratio trails the peer set - 76.33% here, 83.90% peer average (-7.57 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Abilene Teachers sits in Texas
- Health composite ranks #12 of 386 among scored Texas credit unions.
- Assets rank #53 of 386 inside Texas ($665.5M reported).
- Texas membership ordinal: #47 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Abilene Teachers Call Report trajectory
Abilene Teachers: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.4% from $665.5M (2025Q4) to $681.6M (2026Q1).
- Net-worth ratio shifted +0.04 pp (18.20% → 18.24%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.24% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 97/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 97.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for Abilene Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.24% | +7.06 pp |
| Delinquency Rate | 0.30% | -0.58 pp |
| Return on Assets | 1.22% | +0.71 pp |
| Member Growth | 2.44% | - |
| Loan-to-Share Ratio | 76.33% | -7.57 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Abilene Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $681.6M | - |
| 2025Q4 | $665.5M | 56,285 |
| 2024Q4 | $618.0M | 54,947 |
| 2023Q4 | $594.2M | 54,086 |
Credit Union Details
- Charter Number
- 6743
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Texas
- City
- Abilene
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Abilene Teachers.
| Office | City |
|---|---|
| Antilley Road (Main Office) | Abilene, TX |
| North 6th | Abilene, TX |
| BGap Branch | Abilene, TX |
| Mockingbird | Abilene, TX |
| EN10th | Abilene, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Abilene Teachers, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($665.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (97/100 here).
Using this data
- Abilene Teachers ranks #144 of 4,374 nationally on financial health and #12 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Resource One is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Resource One
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Abilene Teachers financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Abilene Teachers carries a financial health score of 97/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #144 of 4,374; by total assets it ranks #637 of 4,374 nationally (same basis as /rankings/largest); and #53 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 18.24% net worth ratio and a 0.30% delinquency rate.
How does Abilene Teachers compare to other credit unions?
97/100 is Abilene Teachers's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Abilene Teachers?
Abilene Teachers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Abilene Teachers directly for the exact boundaries and application steps.
Is my money safe at Abilene Teachers?
Federal credit unions like Abilene Teachers are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Abilene Teachers's net worth ratio of 18.24% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Abilene Teachers offer compared to banks?
Credit unions like Abilene Teachers are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Abilene Teachers directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.