Federal credit union · WILMINGTON, Delaware · NCUA charter #663
Priority Plus
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $23.2M
- Total assets
- 1,918
- Members
- 17.9%
- Net-worth ratio
Priority Plus scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.2M; members 1,918; net-worth ratio 17.93%; health rank #2,536 of 4,374; healthier than 39th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,536 of 4,374 health · 2025Q4Priority Plus · health 81/100 · $23.2M · 2025Q4
Call Report peers
Priority Plus in the assets neighbourhood
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Priority Plus vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Priority Plus sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Priority Plus vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 17.93% vs peer 14.86% (+3.07 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.32 pp (43.48% vs 59.80%).
Delaware standing for Priority Plus
- Delaware health ordinal: #5 of 15.
- Assets rank #11 of 15 inside Delaware ($23.2M reported).
- Membership ranks #13 of 15 among Delaware CUs with a reported count (1,918 members).
- One place up in Delaware, New Castle County Delaware Em (#4) scores 86/100, 5 points higher; one place down, Eagle One (#6) scores 79/100, 2 points lower.
Priority Plus: 2025Q4 → 2026Q1
Priority Plus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $23.2M (2025Q4) to $22.9M (2026Q1).
- Net-worth ratio shifted +0.25 pp (17.68% → 17.93%).
At 17.93%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 81/100 score is built
Priority Plus gives up 19 points in total. Member Growth costs the most, 6.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.8 pts
- Return on Assets 11.9 pts
- Member Growth 8.6 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Priority Plus
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.93% | +3.07 pp |
| Delinquency Rate | 0.92% | -0.23 pp |
| Return on Assets | 0.30% | -0.41 pp |
| Member Growth | -0.21% | - |
| Loan-to-Share Ratio | 43.48% | -16.32 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.9M | - |
| 2025Q4 | $23.2M | 1,918 |
| 2024Q4 | $22.9M | 1,922 |
| 2023Q4 | $23.2M | 1,971 |
Credit Union Details
- Charter Number
- 663
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Delaware
- City
- WILMINGTON
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Priority Plus runs one office.
| Office | City |
|---|---|
| 6 LYNAM ST (Main Office) | WILMINGTON, DE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Delaware
Other federally-insured credit unions in Delaware, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- Priority Plus ranks #2,536 of 4,374 nationally on financial health and #5 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New Castle County Delaware Em is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New Castle County Delaware Em
Frequently Asked Questions
Is Priority Plus financially healthy?
Priority Plus has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,536 of 4,374 nationally on health and #5 of 15 in Delaware. Its net worth ratio is 17.93% and its delinquency rate 0.92%.
How does Priority Plus compare to other credit unions?
Priority Plus scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.93% vs 14.86%). Its widest shortfall is loan-to-share ratio (43.48% vs 59.80%).
How can I join Priority Plus?
Priority Plus serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Priority Plus directly for the current list of qualifying groups.
Is my money safe at Priority Plus?
Priority Plus is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Priority Plus's net worth ratio of 17.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.