Federal credit union · Akron, Colorado · NCUA charter #10253

AKRON

Health score 56/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.

56
Health / 100
$518K
Total assets
235
Members
14.5%
Net-worth ratio

AKRON scores 56/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $518K; members 235; net-worth ratio 14.49%; health rank #4,160 of 4,374; healthier than 5th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#4,160 of 4,374 health · 2025Q4

AKRON · health 56/100 · $518K · 2025Q4

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AKRON vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); AKRON sits in 55-59 with 115 others.

56 5th percentile higher than 5% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Where AKRON diverges from peer averages

  • Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +29.38 pp (82.08% vs 52.70%).
  • Widest shortfall vs peers is Net Worth Ratio: -8.44 pp (14.49% vs 22.93%).

Colorado standing for AKRON

  • Health composite ranks #64 of 66 among scored Colorado credit unions.
  • By total assets, AKRON is #66 of 66 in Colorado.
  • Member book place in Colorado: #65 of 66.
  • One place up in Colorado, Haxtun Community (#63) scores 57/100, 1 point higher; one place down, ARAPAHOE (#65) scores 54/100, 2 points lower.

Quarter path for AKRON

AKRON: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

450,000500,000550,000600,000650,000 2023Q42024Q42025Q42026Q1 592,911 473,693 ▼ -20.1%
  • Assets moved -8.6% from $518K (2025Q4) to $474K (2026Q1).
  • Net-worth ratio shifted +0.96 pp (13.53% → 14.49%).
Net worth ratio vs. NCUA well-capitalized threshold 96.6%

14.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 56/100 score is built

AKRON gives up 44 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 0.0 pts
  • Return on Assets 0.0 pts
  • Member Growth 10.6 pts
  • Loan-to-Share Ratio 15.4 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 14.49% -8.44 pp
Delinquency Rate 12.62% +8.14 pp
Return on Assets -1.38% -1.60 pp
Member Growth 1.29% -
Loan-to-Share Ratio 82.08% +29.38 pp

Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.

Call Report history - AKRON

Quarter Assets Members
2026Q1 $474K -
2025Q4 $518K 235
2024Q4 $620K 232
2023Q4 $593K 264

Credit Union Details

Charter Number
10253
Type
Federal
Field of Membership
Community
Peer Group
Under $2M
State
Colorado
City
Akron
Data Quarter
2025Q4

Branch Location

AKRON operates a single office in Akron, per its most recent NCUA branch filing.

Office City
Main Branch (Main Office) Akron, CO

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Colorado

Other federally-insured credit unions in Colorado, closest first by peer group and asset size.

Compare AKRON vs ST. MICHAELS

Cross-state Call Report peers for AKRON

Using this data

  • AKRON ranks #4,160 of 4,374 nationally on financial health and #64 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • St. Michaels is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Michaels

Frequently Asked Questions

Is AKRON financially healthy?

AKRON has a financial health score of 56/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,160 of 4,374 nationally on health and #64 of 66 in Colorado. Its net worth ratio is 14.49% and its delinquency rate 12.62%.

How does AKRON compare to other credit unions?

AKRON scores 56/100, higher than 5% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (82.08% vs 52.70%). Its widest shortfall is net worth ratio (14.49% vs 22.93%).

How can I join AKRON?

AKRON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact AKRON directly for the exact boundaries and application steps.

Is my money safe at AKRON?

AKRON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AKRON's net worth ratio of 14.49% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for AKRON. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.