Federal credit union · EASTLAKE, Ohio · NCUA charter #3447
ACME
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $13.3M
- Total assets
- 1,536
- Members
- 21.5%
- Net-worth ratio
ACME scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.3M; members 1,536; net-worth ratio 21.53%; health rank #2,684 of 4,374; healthier than 36th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,684 of 4,374 health · 2025Q4ACME · health 80/100 · $13.3M · 2025Q4
Call Report peers
ACME in the assets neighbourhood
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ACME vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ACME sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ACME vs $10M–$50M peers
- Largest favorable gap: Net Worth Ratio at 21.53% vs peer 14.86% (+6.67 pp).
- Largest lag: Loan-to-Share Ratio at 46.19% vs peer 59.80% (-13.61 pp).
Where ACME sits in Ohio
- Health composite ranks #118 of 196 among scored Ohio credit unions.
- By total assets, ACME is #160 of 196 in Ohio.
- Member book place in Ohio: #157 of 196.
- One place up in Ohio, M G Employees (#117) ties at 80/100; one place down, Fasson Employees (#119) ties at 80/100.
ACME: 2025Q4 → 2026Q1
ACME: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.3% from $13.3M (2025Q4) to $13.2M (2026Q1).
- Net-worth ratio shifted +0.32 pp (21.21% → 21.53%).
At 21.53%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
ACME gives up 20 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 10.0 pts
ACME vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.53% | +6.67 pp |
| Delinquency Rate | 0.40% | -0.75 pp |
| Return on Assets | 0.53% | -0.17 pp |
| Member Growth | -5.42% | - |
| Loan-to-Share Ratio | 46.19% | -13.61 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
ACME quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $13.2M | - |
| 2025Q4 | $13.3M | 1,536 |
| 2024Q4 | $13.9M | 1,624 |
| 2023Q4 | $13.4M | 2,178 |
Credit Union Details
- Charter Number
- 3447
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- EASTLAKE
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for ACME, spread across 3 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Eastlake, OH |
| PACO Branch | Cleveland, OH |
| Record Location | Eastlake, OH |
| Manatrol Branch | Elyria, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- ACME ranks #2,684 of 4,374 nationally on financial health and #118 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fasson Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fasson Employees
Frequently Asked Questions
Is ACME financially healthy?
On its 2025Q4 NCUA 5300 filing, ACME scores 80/100 (Excellent), with a 21.53% net worth ratio and 0.40% of loans delinquent. It ranks #2,684 of 4,374 nationally on health and #118 of 196 in Ohio.
How does ACME compare to other credit unions?
ACME scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (21.53% vs 14.86%). Its widest shortfall is loan-to-share ratio (46.19% vs 59.80%).
How can I join ACME?
ACME operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ACME directly for the exact boundaries and application steps.
Is my money safe at ACME?
ACME is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ACME's net worth ratio of 21.53% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.