Federal credit union · CLARKSBURG, West Virginia · NCUA charter #13426
City of Clarksburg
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $8.3M
- Total assets
- 755
- Members
- 14.3%
- Net-worth ratio
City of Clarksburg scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.3M; members 755; net-worth ratio 14.29%; health rank #2,247 of 4,374; healthier than 46th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,247 of 4,374 health · 2025Q4City of Clarksburg · health 83/100 · $8.3M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
City of Clarksburg vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); City of Clarksburg sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where City of Clarksburg diverges from peer averages
- Delinquency Rate leads the peer set - 0.08% here, 1.81% peer average (-1.73 pp).
- Largest lag: Loan-to-Share Ratio at 32.01% vs peer 63.60% (-31.59 pp).
City of Clarksburg in West Virginia
- In West Virginia, health place is #36 of 74 on the same NCUA-ratio sort used nationally.
- By total assets, City of Clarksburg is #60 of 74 in West Virginia.
- Member book place in West Virginia: #61 of 74.
- One place up in West Virginia, Martinsburg V.a. Center (#35) ties at 83/100; one place down, Bayer Heritage (#37) ties at 83/100.
City of Clarksburg: 2025Q4 → 2026Q1
City of Clarksburg: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $8.3M (2025Q4) to $8.2M (2026Q1).
- Net-worth ratio shifted +0.30 pp (13.99% → 14.29%).
14.29% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
City of Clarksburg gives up 17 points in total. Member Growth costs the most, 10.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.6 pts
- Loan-to-Share Ratio 8.4 pts
City of Clarksburg vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.29% | -4.77 pp |
| Delinquency Rate | 0.08% | -1.73 pp |
| Return on Assets | 0.91% | +0.46 pp |
| Member Growth | -2.45% | - |
| Loan-to-Share Ratio | 32.01% | -31.59 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
City of Clarksburg filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.2M | - |
| 2025Q4 | $8.3M | 755 |
| 2024Q4 | $8.2M | 774 |
| 2023Q4 | $8.8M | 819 |
Credit Union Details
- Charter Number
- 13426
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- West Virginia
- City
- CLARKSBURG
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for City of Clarksburg.
| Office | City |
|---|---|
| CITY OF CLARKSBURG FEDERAL CREDIT UNION (Main Office) | CLARKSBURG, WV |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in West Virginia
More federally-insured credit unions based in West Virginia, ordered by peer group match and asset size.
City of Clarksburg nationwide neighbourhoods
Using this data
- City of Clarksburg ranks #2,247 of 4,374 nationally on financial health and #36 of 74 in WV -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Alderson Fci is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Alderson Fci
Frequently Asked Questions
Is City of Clarksburg financially healthy?
City of Clarksburg has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,247 of 4,374 nationally on health and #36 of 74 in West Virginia. Its net worth ratio is 14.29% and its delinquency rate 0.08%.
How does City of Clarksburg compare to other credit unions?
City of Clarksburg scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.08% vs 1.81%). Its widest shortfall is loan-to-share ratio (32.01% vs 63.60%).
How can I join City of Clarksburg?
City of Clarksburg serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact City of Clarksburg directly for the current list of qualifying groups.
Is my money safe at City of Clarksburg?
City of Clarksburg is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. City of Clarksburg's net worth ratio of 14.29% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.