Federal credit union · LINDEN, New Jersey · NCUA charter #2617
Linden Nj Police & Firemen
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $7.1M
- Total assets
- 939
- Members
- 31.4%
- Net-worth ratio
Linden Nj Police & Firemen scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $7.1M; members 939; net-worth ratio 31.39%; health rank #3,685 of 4,374; healthier than 15th of scored peers.
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Linden Nj Police & Firemen vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Linden Nj Police & Firemen sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Linden Nj Police & Firemen: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 31.39% vs peer 19.06% (+12.33 pp).
- Loan-to-Share Ratio trails the peer set - 16.76% here, 63.60% peer average (-46.84 pp).
New Jersey standing for Linden Nj Police & Firemen
- In New Jersey, health place is #85 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #96 of 127 inside New Jersey ($7.1M reported).
- Member book place in New Jersey: #93 of 127.
- One place up in New Jersey, United Poles (#84) scores 69/100, 1 point higher; one place down, Vah Lyons Employees (#86) ties at 68/100.
Quarter path for Linden Nj Police & Firemen
Linden Nj Police & Firemen: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.6% from $7.1M (2025Q4) to $7.0M (2026Q1).
- Net-worth ratio shifted +0.40 pp (30.99% → 31.39%).
At 31.39%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
Linden Nj Police & Firemen gives up 32 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.2 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 7.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 31.39% | +12.33 pp |
| Delinquency Rate | 1.64% | -0.17 pp |
| Return on Assets | 1.13% | +0.68 pp |
| Member Growth | -6.75% | - |
| Loan-to-Share Ratio | 16.76% | -46.84 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.0M | - |
| 2025Q4 | $7.1M | 939 |
| 2024Q4 | $7.5M | 1,007 |
| 2023Q4 | $8.2M | 1,121 |
Credit Union Details
- Charter Number
- 2617
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- LINDEN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Linden Nj Police & Firemen runs one office.
| Office | City |
|---|---|
| MAIN OFFICE - FIREHOUSE (Main Office) | LINDEN, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
Other federally-insured credit unions in New Jersey, closest first by peer group and asset size.
Other-state peers near Linden Nj Police & Firemen
Similar health score
Using this data
- Linden Nj Police & Firemen ranks #3,685 of 4,374 nationally on financial health and #85 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ocnac #1 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ocnac #1
Frequently Asked Questions
Is Linden Nj Police & Firemen financially healthy?
On its 2025Q4 NCUA 5300 filing, Linden Nj Police & Firemen scores 68/100 (Good), with a 31.39% net worth ratio and 1.64% of loans delinquent. It ranks #3,685 of 4,374 nationally on health and #85 of 127 in New Jersey.
How does Linden Nj Police & Firemen compare to other credit unions?
Linden Nj Police & Firemen scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (31.39% vs 19.06%). Its widest shortfall is loan-to-share ratio (16.76% vs 63.60%).
How can I join Linden Nj Police & Firemen?
Linden Nj Police & Firemen carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Linden Nj Police & Firemen directly to confirm current membership steps.
Is my money safe at Linden Nj Police & Firemen?
Linden Nj Police & Firemen is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Linden Nj Police & Firemen's net worth ratio of 31.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.