Federal credit union · Mamaroneck, New York · NCUA charter #2800
MAMTA
Health score 73/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 73
- Health / 100
- $8.3M
- Total assets
- 877
- Members
- 16.9%
- Net-worth ratio
MAMTA scores 73/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.3M; members 877; net-worth ratio 16.88%; health rank #3,391 of 4,374; healthier than 21st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,391 of 4,374 health · 2025Q4MAMTA · health 73/100 · $8.3M · 2025Q4
- MEM 73/100
- RANK 16.9%
- PHOTO 0.01%
- BOOK 0.06%
- CHARTER $8.3M
- NCUSIF 877
- CAMELS #3,391/4,374
- HEALTH n/a
- NW 2800
Call Report peers
MAMTA carries $8.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MAMTA vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
73 21st percentile higher than 21% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MAMTA - Share Insurance Coverage
Charter #2800's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
MAMTA vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.80 pp (0.01% vs 1.81%).
- Largest lag: Loan-to-Share Ratio at 21.26% vs peer 63.60% (-42.34 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
MAMTA: in-state Call Report ranks
- Health composite ranks #194 of 272 among scored New York credit unions.
- New York assets place: #217 of 272.
- New York membership ordinal: #218 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
MAMTA: 2025Q4 → 2026Q1
MAMTA: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $8.3M (2025Q4) to $8.5M (2026Q1).
- Net-worth ratio shifted -0.31 pp (17.19% → 16.88%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 16.88% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 73/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 73.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 7.3 pts
- Member Growth 2.7 pts
- Loan-to-Share Ratio 8.0 pts
MAMTA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.88% | -2.18 pp |
| Delinquency Rate | 0.01% | -1.80 pp |
| Return on Assets | 0.06% | -0.39 pp |
| Member Growth | -3.52% | - |
| Loan-to-Share Ratio | 21.26% | -42.34 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - MAMTA
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $8.5M | - |
| 2025Q4 | $8.3M | 877 |
| 2024Q4 | $9.4M | 909 |
| 2023Q4 | $10.8M | 955 |
Credit Union Details
- Charter Number
- 2800
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- New York
- City
- Mamaroneck
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for MAMTA.
| Office | City |
|---|---|
| Mamta FCU (Main Office) | Mamaroneck, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for MAMTA
Two NCUA Call Report peer sets for MAMTA, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (73/100 here).
Using this data
- MAMTA ranks #3,391 of 4,374 nationally on financial health and #194 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Penn South Cooperative is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Penn South Cooperative
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MAMTA financially healthy?
Yes/no aside, the number is 73/100 (Very Good) - MAMTA's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,391 of 4,374; by total assets it ranks #3,653 of 4,374 nationally (same basis as /rankings/largest); and #217 of 272 within New York. Above 80 reads excellent, below 50 warrants closer monitoring; a 16.88% net worth ratio and 0.01% delinquency rate are the key drivers.
How does MAMTA compare to other credit unions?
73/100 is MAMTA's score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MAMTA?
MAMTA is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact MAMTA directly to confirm eligibility.
Is my money safe at MAMTA?
Federal credit unions like MAMTA are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MAMTA's net worth ratio of 16.88% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MAMTA offer compared to banks?
Credit unions like MAMTA are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MAMTA directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.