Federal credit union · ROCHESTER, New York · NCUA charter #24274
Greece Community
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $12.4M
- Total assets
- 1,353
- Members
- 12.1%
- Net-worth ratio
Greece Community scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.4M; members 1,353; net-worth ratio 12.08%; health rank #2,593 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,593 of 4,374 health · 2025Q4Greece Community · health 81/100 · $12.4M · 2025Q4
Call Report peers
Greece Community in the assets neighbourhood
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Greece Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greece Community sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Greece Community
- Largest favorable gap: Loan-to-Share Ratio at 65.82% vs peer 59.80% (+6.02 pp).
- Net Worth Ratio trails the peer set - 12.08% here, 14.86% peer average (-2.78 pp).
Greece Community in New York
- New York health ordinal: #148 of 272.
- New York assets place: #202 of 272.
- New York membership ordinal: #205 of 272.
- One place up in New York, ED-MED (#147) ties at 81/100; one place down, Jovia Financial (#149) ties at 81/100.
Greece Community Call Report trajectory
Greece Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $12.4M (2025Q4) to $12.9M (2026Q1).
- Net-worth ratio shifted -0.32 pp (12.40% → 12.08%).
This credit union's 12.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Greece Community gives up 19 points in total. Member Growth costs the most, 13.5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.2 pts
- Return on Assets 15.0 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 14.3 pts
Greece Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.08% | -2.78 pp |
| Delinquency Rate | 0.98% | -0.17 pp |
| Return on Assets | 1.05% | +0.35 pp |
| Member Growth | -4.18% | - |
| Loan-to-Share Ratio | 65.82% | +6.02 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Greece Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.9M | - |
| 2025Q4 | $12.4M | 1,353 |
| 2024Q4 | $12.3M | 1,412 |
| 2023Q4 | $12.7M | 1,435 |
Credit Union Details
- Charter Number
- 24274
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New York
- City
- ROCHESTER
- Data Quarter
- 2025Q4
Branch Locations (2)
Greece Community operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Greece Community FCU (Main Office) | Rochester, NY |
| Spencerport Federal Credit Union | Spencerport, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Greece Community
Using this data
- Greece Community ranks #2,593 of 4,374 nationally on financial health and #148 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tompkins Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tompkins Employees
Frequently Asked Questions
Is Greece Community financially healthy?
Greece Community has a financial health score of 81/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,593 of 4,374 nationally on health and #148 of 272 in New York. Its net worth ratio is 12.08% and its delinquency rate 0.98%.
How does Greece Community compare to other credit unions?
Greece Community scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (65.82% vs 59.80%). Its widest shortfall is net worth ratio (12.08% vs 14.86%).
How can I join Greece Community?
Greece Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greece Community directly for the exact boundaries and application steps.
Is my money safe at Greece Community?
Greece Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greece Community's net worth ratio of 12.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.