State credit union · DEMING, New Mexico · NCUA charter #61559
Deming Schools Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $5.5M
- Total assets
- 879
- Members
- 24.5%
- Net-worth ratio
Deming Schools Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.5M; members 879; net-worth ratio 24.50%; health rank #1,180 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,180 of 4,374 health · 2025Q4Deming Schools Employees · health 89/100 · $5.5M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Deming Schools Employees vs every NCUA-scored credit union
Deming Schools Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Deming Schools Employees
- Net Worth Ratio leads the peer set - 24.50% here, 19.06% peer average (+5.44 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -12.19 pp (51.41% vs 63.60%).
Where Deming Schools Employees sits in New Mexico
- New Mexico health ordinal: #17 of 37.
- By total assets, Deming Schools Employees is #36 of 37 in New Mexico.
- Membership ranks #33 of 37 among New Mexico CUs with a reported count (879 members).
- One place up in New Mexico, OTERO (#16) scores 90/100, 1 point higher; one place down, Quay Schools (#18) ties at 89/100.
Deming Schools Employees Call Report trajectory
Deming Schools Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $5.5M (2025Q4) to $5.4M (2026Q1).
- Net-worth ratio shifted +0.65 pp (23.85% → 24.50%).
This credit union's 24.50% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Deming Schools Employees gives up 11 points in total. Delinquency Rate costs the most, 4.9 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.1 pts
- Return on Assets 15.0 pts
- Member Growth 12.7 pts
- Loan-to-Share Ratio 11.2 pts
Deming Schools Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 24.50% | +5.44 pp |
| Delinquency Rate | 0.99% | -0.82 pp |
| Return on Assets | 1.07% | +0.62 pp |
| Member Growth | 3.05% | - |
| Loan-to-Share Ratio | 51.41% | -12.19 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Deming Schools Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.4M | - |
| 2025Q4 | $5.5M | 879 |
| 2024Q4 | $5.7M | 853 |
| 2023Q4 | $5.6M | 824 |
Credit Union Details
- Charter Number
- 61559
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- New Mexico
- City
- DEMING
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Deming Schools Employees runs one office.
| Office | City |
|---|---|
| Deming Sch. Emp. CU (Main Office) | Deming, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Mexico
More federally-insured credit unions based in New Mexico, ordered by peer group match and asset size.
Cross-state Call Report peers for Deming Schools Employees
Using this data
- Deming Schools Employees ranks #1,180 of 4,374 nationally on financial health and #17 of 37 in NM -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Rincones Presbyterian is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rincones Presbyterian
Frequently Asked Questions
Is Deming Schools Employees financially healthy?
Deming Schools Employees has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,180 of 4,374 nationally on health and #17 of 37 in New Mexico. Its net worth ratio is 24.50% and its delinquency rate 0.99%.
How does Deming Schools Employees compare to other credit unions?
Deming Schools Employees scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (24.50% vs 19.06%). Its widest shortfall is loan-to-share ratio (51.41% vs 63.60%).
How can I join Deming Schools Employees?
Membership eligibility for Deming Schools Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Deming Schools Employees directly for current membership requirements and application steps.
Is my money safe at Deming Schools Employees?
Deming Schools Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Deming Schools Employees's net worth ratio of 24.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.