State credit union · CORPUS CHRISTI, Texas · NCUA charter #61306
Texas Bridge
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $92.4M
- Total assets
- 6,708
- Members
- 8.3%
- Net-worth ratio
Texas Bridge scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.4M; members 6,708; net-worth ratio 8.27%; health rank #1,356 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,356 of 4,374 health · 2025Q4Texas Bridge · health 89/100 · $92.4M · 2025Q4
- ROA 89/100
- ASSETS 8.3%
- MEM 0.09%
- RANK 0.48%
- PHOTO $92.4M
- BOOK 6,708
- CHARTER #1,356/4,374
- NCUSIF PROGRESSIONS
- CAMELS 61306
Call Report peers
Texas Bridge in the assets neighbourhood
Texas Bridge's $92.4M assets sit next to PROGRESSIONS ($92.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Bridge vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Bridge - Share Insurance Coverage
Charter #61306's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Texas Bridge
- Loan-to-Share Ratio leads the peer set - 77.11% here, 62.60% peer average (+14.51 pp).
- Largest lag: Net Worth Ratio at 8.27% vs peer 13.62% (-5.35 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Texas Bridge sits in Texas
- In Texas, health place is #129 of 386 on the same NCUA-ratio sort used nationally.
- By total assets, Texas Bridge is #150 of 386 in Texas.
- Member book place in Texas: #157 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Texas Bridge Call Report trajectory
Texas Bridge: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.2% from $92.4M (2025Q4) to $95.3M (2026Q1).
- Net-worth ratio shifted -0.02 pp (8.29% → 8.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
8.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 25.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.7 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for Texas Bridge
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.27% | -5.35 pp |
| Delinquency Rate | 0.09% | -0.87 pp |
| Return on Assets | 0.48% | -0.18 pp |
| Member Growth | -0.33% | - |
| Loan-to-Share Ratio | 77.11% | +14.51 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Texas Bridge quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $95.3M | - |
| 2025Q4 | $92.4M | 6,708 |
| 2024Q4 | $85.4M | 6,730 |
| 2023Q4 | $83.7M | 6,795 |
Credit Union Details
- Charter Number
- 61306
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- CORPUS CHRISTI
- Data Quarter
- 2025Q4
Branch Locations (2)
Texas Bridge operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| BRANCH 10-HOLLY (Main Office) | CORPUS CHRISTI, TX |
| BRANCH 20-GOLLIHAR | Corpus Christi, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Other-state peers near Texas Bridge
Two NCUA Call Report peer sets for Texas Bridge, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($92.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Texas Bridge ranks #1,356 of 4,374 nationally on financial health and #129 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cooperative Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cooperative Teachers
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Texas Bridge financially healthy?
A 8.27% net worth ratio and a 0.09% delinquency rate feed into Texas Bridge's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,356 of 4,374; by total assets it ranks #1,896 of 4,374 nationally (same basis as /rankings/largest); and #150 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Texas Bridge compare to other credit unions?
89/100 is Texas Bridge's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Texas Bridge?
Membership eligibility for Texas Bridge depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Texas Bridge directly for current membership requirements and application steps.
Is my money safe at Texas Bridge?
Federal credit unions like Texas Bridge are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Bridge's net worth ratio of 8.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Texas Bridge offer compared to banks?
Credit unions like Texas Bridge are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Texas Bridge directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.