Federal credit union · Eagan, Minnesota · NCUA charter #24960
TRIBE
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $948K
- Total assets
- 26
- Members
- 25.4%
- Net-worth ratio
TRIBE scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $948K; members 26; net-worth ratio 25.37%; health rank #3,509 of 4,374; healthier than 18th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,509 of 4,374 health · 2025Q4TRIBE · health 71/100 · $948K · 2025Q4
- CAMELS 71/100
- HEALTH 25.4%
- NW n/a
- DELQ -0.23%
- ROA $948K
- ASSETS 26
- MEM #3,509/4,374
- RANK n/a
- PHOTO 24960
Call Report peers
TRIBE carries $948K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TRIBE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TRIBE - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24960 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
TRIBE vs Under $2M peers
- Largest favorable gap: Net Worth Ratio at 25.37% vs peer 22.93% (+2.44 pp).
- Loan-to-Share Ratio trails the peer set - 0.00% here, 52.70% peer average (-52.70 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
TRIBE in Minnesota
- Minnesota health ordinal: #76 of 82.
- Assets rank #82 of 82 inside Minnesota ($948K reported).
- Member book place in Minnesota: #82 of 82.
In-state ordinals use the live credit_unions table for MN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
TRIBE: 2025Q4 → 2026Q1
TRIBE: total assets by quarter
3 Call Report filings on this page's own vintage chain
- Assets moved +154.1% from $948K (2025Q4) to $2.4M (2026Q1).
- Net-worth ratio shifted -40.68 pp (66.05% → 25.37%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
25.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 71/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 71.
- Net Worth Ratio 40.0 pts
- Return on Assets 3.2 pts
- Member Growth 20.0 pts
- Loan-to-Share Ratio 7.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.37% | +2.44 pp |
| Delinquency Rate | - | - |
| Return on Assets | -0.23% | -0.45 pp |
| Member Growth | 2500.00% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - TRIBE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.4M | - |
| 2025Q4 | $948K | 26 |
| 2024Q4 | $289K | 1 |
Credit Union Details
- Charter Number
- 24960
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Minnesota
- City
- Eagan
- Data Quarter
- 2025Q4
Branch Locations (3)
TRIBE operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Head Quarters (Main Office) | Minneapolis, MN |
| Operations | Eagan, MN |
| Tribe Federal Credit Union Branch 1 | Minneapolis, MN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
TRIBE nationwide neighbourhoods
TRIBE's nationwide photo peers by assets and by health score, excluding Minnesota charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (71/100 here).
Using this data
- TRIBE ranks #3,509 of 4,374 nationally on financial health and #76 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Arise Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Arise Community
- Rates and health both vary by institution, not just by state -- see how Minnesota credit unions compare overall before assuming this one is typical. Minnesota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TRIBE financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, TRIBE carries a financial health score of 71/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,509 of 4,374; by total assets it ranks #4,248 of 4,374 nationally (same basis as /rankings/largest); and #82 of 82 within Minnesota. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 25.37% net worth ratio and a - delinquency rate.
How does TRIBE compare to other credit unions?
PlainCU's health composite puts TRIBE at 71/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TRIBE?
TRIBE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TRIBE directly for the exact boundaries and application steps.
Is my money safe at TRIBE?
Federal credit unions like TRIBE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRIBE's net worth ratio of 25.37% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does TRIBE offer compared to banks?
Credit unions like TRIBE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TRIBE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.