Federal credit union · Eagan, Minnesota · NCUA charter #24960

TRIBE

Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

71
Health / 100
$948K
Total assets
26
Members
25.4%
Net-worth ratio

TRIBE scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $948K; members 26; net-worth ratio 25.37%; health rank #3,509 of 4,374; healthier than 18th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#3,509 of 4,374 health · 2025Q4

TRIBE · health 71/100 · $948K · 2025Q4

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TRIBE vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); TRIBE sits in 70-74 with 317 others.

71 18th percentile higher than 18% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

TRIBE vs Under $2M peers

  • Largest favorable gap: Net Worth Ratio at 25.37% vs peer 22.93% (+2.44 pp).
  • Loan-to-Share Ratio trails the peer set - 0.00% here, 52.70% peer average (-52.70 pp).

TRIBE in Minnesota

  • Minnesota health ordinal: #76 of 82.
  • Assets rank #82 of 82 inside Minnesota ($948K reported).
  • Member book place in Minnesota: #82 of 82.
  • One place up in Minnesota, West Metro Schools (#75) scores 72/100, 1 point higher; one place down, EXPEDITION (#77) ties at 71/100.

TRIBE: 2025Q4 → 2026Q1

TRIBE: total assets by quarter

2024Q4 to 2026Q1, NCUA 5300

01,000,0002,000,0003,000,000 2024Q42025Q42026Q1 289,005 2,408,964 ▲ +733.5%
  • Assets moved +154.1% from $948K (2025Q4) to $2.4M (2026Q1).
  • Net-worth ratio shifted -40.68 pp (66.05% → 25.37%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

25.37% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 71/100 score is built

TRIBE gives up 29 points in total. Return on Assets costs the most, 16.8 of its 20; Net Worth Ratio and Member Growth score full marks.

  • Net Worth Ratio 40.0 pts
  • Return on Assets 3.2 pts
  • Member Growth 20.0 pts
  • Loan-to-Share Ratio 7.8 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 25.37% +2.44 pp
Delinquency Rate - -
Return on Assets -0.23% -0.45 pp
Member Growth 2500.00% -
Loan-to-Share Ratio 0.00% -52.70 pp

Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.

Call Report history - TRIBE

Quarter Assets Members
2026Q1 $2.4M -
2025Q4 $948K 26
2024Q4 $289K 1

Credit Union Details

Charter Number
24960
Type
Federal
Field of Membership
Community
Peer Group
Under $2M
State
Minnesota
City
Eagan
Data Quarter
2025Q4

Branch Locations (3)

TRIBE operates 3 offices across 2 cities, per its most recent NCUA branch filing.

Office City
Head Quarters (Main Office) Minneapolis, MN
Operations Eagan, MN
Tribe Federal Credit Union Branch 1 Minneapolis, MN

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Minnesota

Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.

Compare TRIBE vs ARISE COMMUNITY

TRIBE nationwide neighbourhoods

Using this data

  • TRIBE ranks #3,509 of 4,374 nationally on financial health and #76 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Arise Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Arise Community

Frequently Asked Questions

Is TRIBE financially healthy?

TRIBE has a financial health score of 71/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,509 of 4,374 nationally on health and #76 of 82 in Minnesota. Its net worth ratio is 25.37% and its delinquency rate -.

How does TRIBE compare to other credit unions?

TRIBE scores 71/100, higher than 18% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (25.37% vs 22.93%). Its widest shortfall is loan-to-share ratio (0.00% vs 52.70%).

How can I join TRIBE?

TRIBE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TRIBE directly for the exact boundaries and application steps.

Is my money safe at TRIBE?

TRIBE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRIBE's net worth ratio of 25.37% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for TRIBE. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.