Federal credit union · Centennial, Colorado · NCUA charter #11548
COLUMBINE
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $78.4M
- Total assets
- 6,651
- Members
- 11.9%
- Net-worth ratio
COLUMBINE scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $78.4M; members 6,651; net-worth ratio 11.93%; health rank #3,100 of 4,374; healthier than 28th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,100 of 4,374 health · 2025Q4COLUMBINE · health 77/100 · $78.4M · 2025Q4
Call Report peers
COLUMBINE in the assets neighbourhood
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COLUMBINE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COLUMBINE sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
COLUMBINE vs $50M–$100M peers
- Loan-to-Share Ratio leads the peer set - 63.23% here, 62.60% peer average (+0.63 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.69 pp (11.93% vs 13.62%).
Where COLUMBINE sits in Colorado
- Health composite ranks #49 of 66 among scored Colorado credit unions.
- Assets rank #40 of 66 inside Colorado ($78.4M reported).
- Colorado membership ordinal: #34 of 66.
- One place up in Colorado, Air Academy (#48) scores 78/100, 1 point higher; one place down, Credit Union of the Rockies (#50) ties at 77/100.
Quarter path for COLUMBINE
COLUMBINE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $78.4M (2025Q4) to $78.5M (2026Q1).
- Net-worth ratio shifted -0.06 pp (11.99% → 11.93%).
11.93% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 77/100 score is built
COLUMBINE gives up 23 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.2 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 13.8 pts
Call Report ratios for COLUMBINE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.93% | -1.69 pp |
| Delinquency Rate | 1.24% | +0.28 pp |
| Return on Assets | 0.57% | -0.08 pp |
| Member Growth | -17.83% | - |
| Loan-to-Share Ratio | 63.23% | +0.63 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
COLUMBINE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $78.5M | - |
| 2025Q4 | $78.4M | 6,651 |
| 2024Q4 | $76.5M | 8,094 |
| 2023Q4 | $80.5M | 8,439 |
Credit Union Details
- Charter Number
- 11548
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Colorado
- City
- Centennial
- Data Quarter
- 2025Q4
Branch Locations (2)
COLUMBINE operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Centennial, CO |
| CU Prodigy Cloud | Fort Collins, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Other-state peers near COLUMBINE
Using this data
- COLUMBINE ranks #3,100 of 4,374 nationally on financial health and #49 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Rio Grande is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rio Grande
Frequently Asked Questions
Is COLUMBINE financially healthy?
On its 2025Q4 NCUA 5300 filing, COLUMBINE scores 77/100 (Very Good), with a 11.93% net worth ratio and 1.24% of loans delinquent. It ranks #3,100 of 4,374 nationally on health and #49 of 66 in Colorado.
How does COLUMBINE compare to other credit unions?
COLUMBINE scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (63.23% vs 62.60%). Its widest shortfall is net worth ratio (11.93% vs 13.62%).
How can I join COLUMBINE?
COLUMBINE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COLUMBINE directly for the exact boundaries and application steps.
Is my money safe at COLUMBINE?
COLUMBINE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COLUMBINE's net worth ratio of 11.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.