Federal credit union · Brooklyn, New York · NCUA charter #18238
NYM
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $19.4M
- Total assets
- 2,134
- Members
- 16.1%
- Net-worth ratio
NYM scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $19.4M; members 2,134; net-worth ratio 16.07%; health rank #3,985 of 4,374; healthier than 8th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,985 of 4,374 health · 2025Q4NYM · health 62/100 · $19.4M · 2025Q4
Call Report peers
NYM in the assets neighbourhood
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NYM vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NYM sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
NYM: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 16.07% vs peer 14.86% (+1.21 pp).
- Loan-to-Share Ratio trails the peer set - 22.70% here, 59.80% peer average (-37.10 pp).
New York standing for NYM
- Health composite ranks #233 of 272 among scored New York credit unions.
- New York assets place: #187 of 272.
- Membership ranks #171 of 272 among New York CUs with a reported count (2,134 members).
- One place up in New York, White Plains P O Employees (#232) ties at 62/100; one place down, Spc Brooklyn (#234) ties at 62/100.
NYM Call Report trajectory
NYM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $19.4M (2025Q4) to $19.7M (2026Q1).
- Net-worth ratio shifted +0.05 pp (16.02% → 16.07%).
This credit union's 16.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 62/100 score is built
NYM gives up 38 points in total. Member Growth costs the most, 14.7 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.6 pts
- Return on Assets 1.9 pts
- Member Growth 0.3 pts
- Loan-to-Share Ratio 8.2 pts
Call Report ratios for NYM
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.07% | +1.21 pp |
| Delinquency Rate | 0.84% | -0.31 pp |
| Return on Assets | -0.29% | -0.99 pp |
| Member Growth | -4.86% | - |
| Loan-to-Share Ratio | 22.70% | -37.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
NYM quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $19.7M | - |
| 2025Q4 | $19.4M | 2,134 |
| 2024Q4 | $19.5M | 2,243 |
| 2023Q4 | $20.3M | 2,724 |
Credit Union Details
- Charter Number
- 18238
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New York
- City
- Brooklyn
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for NYM.
| Office | City |
|---|---|
| NYM FCU (Main Office) | Brooklyn, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near NYM
Similar total assets
Using this data
- NYM ranks #3,985 of 4,374 nationally on financial health and #233 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kaleida Health is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kaleida Health
Frequently Asked Questions
Is NYM financially healthy?
On its 2025Q4 NCUA 5300 filing, NYM scores 62/100 (Good), with a 16.07% net worth ratio and 0.84% of loans delinquent. It ranks #3,985 of 4,374 nationally on health and #233 of 272 in New York.
How does NYM compare to other credit unions?
NYM scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.07% vs 14.86%). Its widest shortfall is loan-to-share ratio (22.70% vs 59.80%).
How can I join NYM?
NYM operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NYM directly for the exact boundaries and application steps.
Is my money safe at NYM?
NYM is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NYM's net worth ratio of 16.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.