Federal credit union · La Porte, Texas · NCUA charter #17253
Ila 1351
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $17.7M
- Total assets
- 1,054
- Members
- 16.6%
- Net-worth ratio
Ila 1351 scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.7M; members 1,054; net-worth ratio 16.55%; health rank #461 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#461 of 4,374 health · 2025Q4Ila 1351 · health 94/100 · $17.7M · 2025Q4
Call Report peers
Ila 1351 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ila 1351 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Ila 1351 sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Ila 1351
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +1.69 pp (16.55% vs 14.86%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -2.58 pp (57.22% vs 59.80%).
Texas standing for Ila 1351
- Texas health ordinal: #44 of 386.
- Texas assets place: #269 of 386.
- Member book place in Texas: #315 of 386.
- One place up in Texas, NAFT (#43) ties at 94/100; one place down, SOUTHLAND (#45) ties at 94/100.
Quarter path for Ila 1351
Ila 1351: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $17.7M (2025Q4) to $17.4M (2026Q1).
- Net-worth ratio shifted +0.52 pp (16.03% → 16.55%).
16.55% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
Ila 1351 gives up 6 points in total. Member Growth costs the most, 3.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 12.6 pts
Ila 1351 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.55% | +1.69 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.82% | +0.12 pp |
| Member Growth | 2.03% | - |
| Loan-to-Share Ratio | 57.22% | -2.58 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Ila 1351
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.4M | - |
| 2025Q4 | $17.7M | 1,054 |
| 2024Q4 | $15.9M | 1,033 |
| 2023Q4 | $15.5M | 1,011 |
Credit Union Details
- Charter Number
- 17253
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Texas
- City
- La Porte
- Data Quarter
- 2025Q4
Branch Locations (3)
Ila 1351 operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ILA 1351 Federal Credit Union (Main Office) | La Porte, TX |
| Total 1 Services | Houston, TX |
| Houston Federal Credit Union | Sugar Land, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Ila 1351 ranks #461 of 4,374 nationally on financial health and #44 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LINKAGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LINKAGE
Frequently Asked Questions
Is Ila 1351 financially healthy?
On its 2025Q4 NCUA 5300 filing, Ila 1351 scores 94/100 (Excellent), with a 16.55% net worth ratio and 0.00% of loans delinquent. It ranks #461 of 4,374 nationally on health and #44 of 386 in Texas.
How does Ila 1351 compare to other credit unions?
Ila 1351 scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.55% vs 14.86%). Its widest shortfall is loan-to-share ratio (57.22% vs 59.80%).
How can I join Ila 1351?
Ila 1351 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Ila 1351 directly for the current list of qualifying groups.
Is my money safe at Ila 1351?
Ila 1351 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ila 1351's net worth ratio of 16.55% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.