State credit union · Lynn, Massachusetts · NCUA charter #66350
BROTHERHOOD
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $125.9M
- Total assets
- 5,188
- Members
- 40.9%
- Net-worth ratio
BROTHERHOOD scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $125.9M; members 5,188; net-worth ratio 40.90%; health rank #1,021 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,021 of 4,374 health · 2025Q4BROTHERHOOD · health 90/100 · $125.9M · 2025Q4
Call Report peers
BROTHERHOOD in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BROTHERHOOD vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); BROTHERHOOD sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where BROTHERHOOD diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 40.90% vs peer 12.11% (+28.79 pp).
Where BROTHERHOOD sits in Massachusetts
- Health composite ranks #24 of 126 among scored Massachusetts credit unions.
- Massachusetts assets place: #54 of 126.
- Membership ranks #62 of 126 among Massachusetts CUs with a reported count (5,188 members).
- One place up in Massachusetts, Marblehead Municipal (#23) scores 91/100, 1 point higher; one place down, Watertown Municipal (#25) ties at 90/100.
How BROTHERHOOD's 5300 filing moved
BROTHERHOOD: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.3% from $125.9M (2025Q4) to $125.6M (2026Q1).
- Net-worth ratio shifted -0.78 pp (41.68% → 40.90%).
40.90% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
BROTHERHOOD gives up 10 points in total. Member Growth costs the most, 9.3 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.7 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for BROTHERHOOD
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 40.90% | +28.79 pp |
| Delinquency Rate | 0.60% | -0.29 pp |
| Return on Assets | 3.64% | +3.02 pp |
| Member Growth | -1.82% | - |
| Loan-to-Share Ratio | 86.66% | +14.46 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - BROTHERHOOD
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $125.6M | - |
| 2025Q4 | $125.9M | 5,188 |
| 2024Q4 | $118.0M | 5,284 |
| 2023Q4 | $111.9M | 5,222 |
Credit Union Details
- Charter Number
- 66350
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Massachusetts
- City
- Lynn
- Data Quarter
- 2025Q4
Branch Locations (3)
BROTHERHOOD operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main/Corporate Office (Main Office) | Lynn, MA |
| Marblehead Branch | Marblehead, MA |
| Peabody Branch | Peabody, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near BROTHERHOOD
Similar total assets
Similar health score
Using this data
- BROTHERHOOD ranks #1,021 of 4,374 nationally on financial health and #24 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ENERGY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ENERGY
Frequently Asked Questions
Is BROTHERHOOD financially healthy?
BROTHERHOOD has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,021 of 4,374 nationally on health and #24 of 126 in Massachusetts. Its net worth ratio is 40.90% and its delinquency rate 0.60%.
How does BROTHERHOOD compare to other credit unions?
BROTHERHOOD scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (40.90% vs 12.11%).
How can I join BROTHERHOOD?
Membership eligibility for BROTHERHOOD depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact BROTHERHOOD directly for current membership requirements and application steps.
Is my money safe at BROTHERHOOD?
BROTHERHOOD is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BROTHERHOOD's net worth ratio of 40.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.