State credit union · La Crosse, Wisconsin · NCUA charter #66752
MARINE
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $1.09B
- Total assets
- 74,909
- Members
- 12.4%
- Net-worth ratio
MARINE scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.09B; members 74,909; net-worth ratio 12.39%; health rank #3,650 of 4,374; healthier than 16th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,650 of 4,374 health · 2025Q4MARINE · health 69/100 · $1.09B · 2025Q4
Call Report peers
MARINE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MARINE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); MARINE sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MARINE vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +23.15 pp (107.05% vs 83.90%).
- Widest shortfall vs peers is Delinquency Rate: +1.76 pp (2.63% vs 0.87%).
Wisconsin standing for MARINE
- In Wisconsin, health place is #93 of 100 on the same NCUA-ratio sort used nationally.
- By total assets, MARINE is #14 of 100 in Wisconsin.
- Member book place in Wisconsin: #13 of 100.
- One place up in Wisconsin, Compassionate Care (#92) scores 70/100, 1 point higher; one place down, AVESTAR (#94) scores 65/100, 4 points lower.
Quarter path for MARINE
MARINE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $1.09B (2025Q4) to $1.10B (2026Q1).
- Net-worth ratio shifted +0.05 pp (12.34% → 12.39%).
At 12.39%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
MARINE gives up 31 points in total. Delinquency Rate costs the most, 16.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.6 pts
- Return on Assets 15.0 pts
- Member Growth 7.7 pts
- Loan-to-Share Ratio 7.7 pts
MARINE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.39% | +1.21 pp |
| Delinquency Rate | 2.63% | +1.76 pp |
| Return on Assets | 0.73% | +0.22 pp |
| Member Growth | -0.71% | - |
| Loan-to-Share Ratio | 107.05% | +23.15 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - MARINE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.10B | - |
| 2025Q4 | $1.09B | 74,909 |
| 2024Q4 | $1.04B | 75,446 |
| 2023Q4 | $1.05B | 77,032 |
Credit Union Details
- Charter Number
- 66752
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- La Crosse
- Data Quarter
- 2025Q4
Branch Locations (18)
MARINE operates 18 offices across 16 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | La Crosse, WI |
| Chippewa Falls | Chippewa Falls, WI |
| Dodgeville | Dodgeville, WI |
| Eau Claire | Eau Claire, WI |
| PION | Fond du Lac, WI |
| Rees | Fond du Lac, WI |
| LAX1 | La Crosse, WI |
| Lancaster | Lancaster, WI |
| Mil1 | Milwaukee, WI |
| Monroe | Monroe, WI |
| Racine - Regency | Mount Pleasant, WI |
| ONA | Onalaska, WI |
| Platteville | Platteville, WI |
| PDC | Prairie du Chien, WI |
| Sheboygan | Sheboygan, WI |
| Stanley | Stanley, WI |
| Waup | Waupun, WI |
| West Des Moines | West Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near MARINE
Using this data
- MARINE ranks #3,650 of 4,374 nationally on financial health and #93 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Westby Co-Op is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Westby Co-Op
Frequently Asked Questions
Is MARINE financially healthy?
On its 2025Q4 NCUA 5300 filing, MARINE scores 69/100 (Good), with a 12.39% net worth ratio and 2.63% of loans delinquent. It ranks #3,650 of 4,374 nationally on health and #93 of 100 in Wisconsin.
How does MARINE compare to other credit unions?
MARINE scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (107.05% vs 83.90%). Its widest shortfall is delinquency rate (2.63% vs 0.87%).
How can I join MARINE?
Membership eligibility for MARINE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MARINE directly for current membership requirements and application steps.
Is my money safe at MARINE?
MARINE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MARINE's net worth ratio of 12.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.