State credit union · Nashville, Tennessee · NCUA charter #68101
Tennessee Employees
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $30.1M
- Total assets
- 2,951
- Members
- 20.3%
- Net-worth ratio
Tennessee Employees scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $30.1M; members 2,951; net-worth ratio 20.28%; health rank #1,750 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,750 of 4,374 health · 2025Q4Tennessee Employees · health 86/100 · $30.1M · 2025Q4
Call Report peers
Tennessee Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Tennessee Employees vs every NCUA-scored credit union
Tennessee Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Tennessee Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 20.28% here, 14.86% peer average (+5.42 pp).
- Widest shortfall vs peers is Return on Assets: -0.35 pp (0.36% vs 0.70%).
Tennessee Employees: in-state Call Report ranks
- Tennessee health ordinal: #57 of 127.
- Tennessee assets place: #82 of 127.
- Tennessee membership ordinal: #73 of 127.
- One place up in Tennessee, Cleveland-Bradley Cty Teacher (#56) scores 87/100, 1 point higher; one place down, Chattanooga Federal Employees (#58) ties at 86/100.
How Tennessee Employees's 5300 filing moved
Tennessee Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $30.1M (2025Q4) to $30.6M (2026Q1).
- Net-worth ratio shifted -0.03 pp (20.31% → 20.28%).
This credit union's 20.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 86/100 score is built
Tennessee Employees gives up 14 points in total. Delinquency Rate costs the most, 5.6 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.4 pts
- Return on Assets 12.8 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 12.6 pts
Tennessee Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.28% | +5.42 pp |
| Delinquency Rate | 1.08% | -0.07 pp |
| Return on Assets | 0.36% | -0.35 pp |
| Member Growth | 1.79% | - |
| Loan-to-Share Ratio | 59.68% | -0.12 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Tennessee Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.6M | - |
| 2025Q4 | $30.1M | 2,951 |
| 2024Q4 | $30.7M | 2,899 |
| 2023Q4 | $31.0M | 2,909 |
Credit Union Details
- Charter Number
- 68101
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Tennessee Employees.
| Office | City |
|---|---|
| Metro Center (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Other-state peers near Tennessee Employees
Using this data
- Tennessee Employees ranks #1,750 of 4,374 nationally on financial health and #57 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ETMA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ETMA
Frequently Asked Questions
Is Tennessee Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Tennessee Employees scores 86/100 (Excellent), with a 20.28% net worth ratio and 1.08% of loans delinquent. It ranks #1,750 of 4,374 nationally on health and #57 of 127 in Tennessee.
How does Tennessee Employees compare to other credit unions?
Tennessee Employees scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (20.28% vs 14.86%). Its widest shortfall is return on assets (0.36% vs 0.70%).
How can I join Tennessee Employees?
Membership eligibility for Tennessee Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Tennessee Employees directly for current membership requirements and application steps.
Is my money safe at Tennessee Employees?
Tennessee Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Tennessee Employees's net worth ratio of 20.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.