State credit union · Beaumont, Texas · NCUA charter #67574
Beaumont Community
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $34.5M
- Total assets
- 3,425
- Members
- 13.5%
- Net-worth ratio
Beaumont Community scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $34.5M; members 3,425; net-worth ratio 13.52%; health rank #2,416 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,416 of 4,374 health · 2025Q4Beaumont Community · health 82/100 · $34.5M · 2025Q4
Call Report peers
Beaumont Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Beaumont Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Beaumont Community sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Beaumont Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.77 pp (1.47% vs 0.70%).
- Loan-to-Share Ratio trails the peer set - 42.10% here, 59.80% peer average (-17.70 pp).
Texas standing for Beaumont Community
- Health composite ranks #219 of 386 among scored Texas credit unions.
- Assets rank #217 of 386 inside Texas ($34.5M reported).
- Membership ranks #202 of 386 among Texas CUs with a reported count (3,425 members).
- One place up in Texas, Cabot Community (#218) ties at 82/100; one place down, NSPIRE (#220) ties at 82/100.
Beaumont Community: 2025Q4 → 2026Q1
Beaumont Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $34.5M (2025Q4) to $36.0M (2026Q1).
- Net-worth ratio shifted -0.75 pp (14.27% → 13.52%).
At 13.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Beaumont Community gives up 18 points in total. Member Growth costs the most, 12.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 9.4 pts
Call Report ratios for Beaumont Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.52% | -1.34 pp |
| Delinquency Rate | 0.38% | -0.76 pp |
| Return on Assets | 1.47% | +0.77 pp |
| Member Growth | -3.58% | - |
| Loan-to-Share Ratio | 42.10% | -17.70 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.0M | - |
| 2025Q4 | $34.5M | 3,425 |
| 2024Q4 | $31.1M | 3,552 |
| 2023Q4 | $32.1M | 3,794 |
Credit Union Details
- Charter Number
- 67574
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Beaumont
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Beaumont Community.
| Office | City |
|---|---|
| Beaumont Community CU (Main Office) | Beaumont, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Beaumont Community nationwide neighbourhoods
Similar total assets
Using this data
- Beaumont Community ranks #2,416 of 4,374 nationally on financial health and #219 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Common Cents is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Common Cents
Frequently Asked Questions
Is Beaumont Community financially healthy?
Beaumont Community has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,416 of 4,374 nationally on health and #219 of 386 in Texas. Its net worth ratio is 13.52% and its delinquency rate 0.38%.
How does Beaumont Community compare to other credit unions?
Beaumont Community scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.47% vs 0.70%). Its widest shortfall is loan-to-share ratio (42.10% vs 59.80%).
How can I join Beaumont Community?
Membership eligibility for Beaumont Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Beaumont Community directly for current membership requirements and application steps.
Is my money safe at Beaumont Community?
Beaumont Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beaumont Community's net worth ratio of 13.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.