State credit union · Beaumont, Texas · NCUA charter #67574
Beaumont Community
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $34.5M
- Total assets
- 3,425
- Members
- 13.5%
- Net-worth ratio
Beaumont Community scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $34.5M; members 3,425; net-worth ratio 13.52%; health rank #2,416 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,416 of 4,374 health · 2025Q4Beaumont Community · health 82/100 · $34.5M · 2025Q4
- ASSETS 82/100
- MEM 13.5%
- RANK 0.38%
- PHOTO 1.47%
- BOOK $34.5M
- CHARTER 3,425
- NCUSIF #2,416/4,374
- CAMELS The Finest
- HEALTH 67574
Call Report peers
Beaumont Community in the assets neighbourhood
Beaumont Community's $34.5M assets sit next to The Finest ($34.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Beaumont Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Beaumont Community - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67574: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Beaumont Community diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.77 pp (1.47% vs 0.70%).
- Loan-to-Share Ratio trails the peer set - 42.10% here, 59.80% peer average (-17.70 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Beaumont Community
- Health composite ranks #219 of 386 among scored Texas credit unions.
- Assets rank #217 of 386 inside Texas ($34.5M reported).
- Membership ranks #202 of 386 among Texas CUs with a reported count (3,425 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Beaumont Community: 2025Q4 → 2026Q1
Beaumont Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.5% from $34.5M (2025Q4) to $36.0M (2026Q1).
- Net-worth ratio shifted -0.75 pp (14.27% → 13.52%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 9.4 pts
Call Report ratios for Beaumont Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.52% | -1.34 pp |
| Delinquency Rate | 0.38% | -0.76 pp |
| Return on Assets | 1.47% | +0.77 pp |
| Member Growth | -3.58% | - |
| Loan-to-Share Ratio | 42.10% | -17.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $36.0M | - |
| 2025Q4 | $34.5M | 3,425 |
| 2024Q4 | $31.1M | 3,552 |
| 2023Q4 | $32.1M | 3,794 |
Credit Union Details
- Charter Number
- 67574
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Beaumont
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Beaumont Community.
| Office | City |
|---|---|
| Beaumont Community CU (Main Office) | Beaumont, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Beaumont Community nationwide neighbourhoods
Two NCUA Call Report peer sets for Beaumont Community, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($34.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Beaumont Community ranks #2,416 of 4,374 nationally on financial health and #219 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Common Cents is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Common Cents
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Beaumont Community financially healthy?
A 13.52% net worth ratio and a 0.38% delinquency rate feed into Beaumont Community's financial health score of 82/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,416 of 4,374; by total assets it ranks #2,731 of 4,374 nationally (same basis as /rankings/largest); and #217 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Beaumont Community compare to other credit unions?
Beaumont Community scores 82/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Beaumont Community?
Membership eligibility for Beaumont Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Beaumont Community directly for current membership requirements and application steps.
Is my money safe at Beaumont Community?
Federal credit unions like Beaumont Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beaumont Community's net worth ratio of 13.52% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Beaumont Community offer compared to banks?
Credit unions like Beaumont Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Beaumont Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.