Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #21268
DILLARD'S
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $23.0M
- Total assets
- 3,523
- Members
- 12.4%
- Net-worth ratio
DILLARD'S scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $23.0M; members 3,523; net-worth ratio 12.43%; health rank #1,644 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,644 of 4,374 health · 2025Q4DILLARD'S · health 87/100 · $23.0M · 2025Q4
Call Report peers
DILLARD'S in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DILLARD'S vs every NCUA-scored credit union
DILLARD'S sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
DILLARD'S vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Delinquency Rate: -1.01 pp (0.13% vs 1.15%).
- Loan-to-Share Ratio trails the peer set - 41.92% here, 59.80% peer average (-17.88 pp).
DILLARD'S: in-state Call Report ranks
- In Arkansas, health place is #18 of 48 on the same NCUA-ratio sort used nationally.
- Arkansas assets place: #21 of 48.
- Membership ranks #19 of 48 among Arkansas CUs with a reported count (3,523 members).
- One place up in Arkansas, TELCOE (#17) ties at 87/100; one place down, Arkansas Health Center (#19) scores 86/100, 1 point lower.
How DILLARD'S's 5300 filing moved
DILLARD'S: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.9% from $23.0M (2025Q4) to $25.5M (2026Q1).
- Net-worth ratio shifted -0.97 pp (13.40% → 12.43%).
This credit union's 12.43% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
DILLARD'S gives up 13 points in total. Member Growth costs the most, 8.3 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.7 pts
- Loan-to-Share Ratio 10.3 pts
DILLARD'S vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.43% | -2.43 pp |
| Delinquency Rate | 0.13% | -1.01 pp |
| Return on Assets | 0.87% | +0.16 pp |
| Member Growth | -1.26% | - |
| Loan-to-Share Ratio | 41.92% | -17.88 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
DILLARD'S filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.5M | - |
| 2025Q4 | $23.0M | 3,523 |
| 2024Q4 | $22.9M | 3,568 |
| 2023Q4 | $24.0M | 3,664 |
Credit Union Details
- Charter Number
- 21268
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Location
DILLARD'S operates a single office in Little Rock, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
Other federally-insured credit unions in Arkansas, closest first by peer group and asset size.
Cross-state Call Report peers for DILLARD'S
Similar total assets
Using this data
- DILLARD'S ranks #1,644 of 4,374 nationally on financial health and #18 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northwest Arkansas is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northwest Arkansas
Frequently Asked Questions
Is DILLARD'S financially healthy?
DILLARD'S has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,644 of 4,374 nationally on health and #18 of 48 in Arkansas. Its net worth ratio is 12.43% and its delinquency rate 0.13%.
How does DILLARD'S compare to other credit unions?
DILLARD'S scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.13% vs 1.15%). Its widest shortfall is loan-to-share ratio (41.92% vs 59.80%).
How can I join DILLARD'S?
DILLARD'S operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DILLARD'S directly for the exact boundaries and application steps.
Is my money safe at DILLARD'S?
DILLARD'S is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DILLARD'S's net worth ratio of 12.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.