State credit union · Paris, Texas · NCUA charter #67499
Paris District
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $433K
- Total assets
- 212
- Members
- 20.0%
- Net-worth ratio
Paris District scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $433K; members 212; net-worth ratio 20.02%; health rank #2,526 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,526 of 4,374 health · 2025Q4Paris District · health 81/100 · $433K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Paris District vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Paris District sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Paris District diverges from peer averages
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +9.90 pp (62.60% vs 52.70%).
- Widest shortfall vs peers is Net Worth Ratio: -2.91 pp (20.02% vs 22.93%).
Texas standing for Paris District
- In Texas, health place is #229 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #385 of 386 inside Texas ($433K reported).
- Membership ranks #381 of 386 among Texas CUs with a reported count (212 members).
- One place up in Texas, Highway District 19 Employees (#228) ties at 81/100; one place down, Big Spring Education Employees (#230) ties at 81/100.
How Paris District's 5300 filing moved
Paris District: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $433K (2025Q4) to $435K (2026Q1).
- Net-worth ratio shifted -0.08 pp (20.10% → 20.02%).
This credit union's 20.02% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Paris District gives up 19 points in total. Delinquency Rate costs the most, 10.5 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.5 pts
- Return on Assets 11.0 pts
- Member Growth 12.5 pts
- Loan-to-Share Ratio 13.0 pts
Paris District vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.02% | -2.91 pp |
| Delinquency Rate | 1.73% | -2.75 pp |
| Return on Assets | 0.24% | +0.02 pp |
| Member Growth | 2.91% | - |
| Loan-to-Share Ratio | 62.60% | +9.90 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Paris District quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $435K | - |
| 2025Q4 | $433K | 212 |
| 2024Q4 | $447K | 206 |
| 2023Q4 | $474K | 209 |
Credit Union Details
- Charter Number
- 67499
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Texas
- City
- Paris
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Paris District runs one office.
| Office | City |
|---|---|
| Paris District Credit Union (Main Office) | Paris, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Paris District
Similar health score
Using this data
- Paris District ranks #2,526 of 4,374 nationally on financial health and #229 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MUSICIANS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MUSICIANS
Frequently Asked Questions
Is Paris District financially healthy?
On its 2025Q4 NCUA 5300 filing, Paris District scores 81/100 (Excellent), with a 20.02% net worth ratio and 1.73% of loans delinquent. It ranks #2,526 of 4,374 nationally on health and #229 of 386 in Texas.
How does Paris District compare to other credit unions?
Paris District scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (62.60% vs 52.70%). Its widest shortfall is net worth ratio (20.02% vs 22.93%).
How can I join Paris District?
Membership eligibility for Paris District depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Paris District directly for current membership requirements and application steps.
Is my money safe at Paris District?
Paris District is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Paris District's net worth ratio of 20.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.