State credit union · Paris, Texas · NCUA charter #67499
Paris District
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $433K
- Total assets
- 212
- Members
- 20.0%
- Net-worth ratio
Paris District scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $433K; members 212; net-worth ratio 20.02%; health rank #2,526 of 4,374; healthier than 39th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,526 of 4,374 health · 2025Q4Paris District · health 81/100 · $433K · 2025Q4
- ASSETS 81/100
- MEM 20.0%
- RANK 1.73%
- PHOTO 0.24%
- BOOK $433K
- CHARTER 212
- NCUSIF #2,526/4,374
- CAMELS n/a
- HEALTH 67499
Call Report peers
Paris District carries $433K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Paris District vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Paris District - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67499, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Paris District diverges from peer averages
- Strongest edge vs 243 Under $2M peers is Loan-to-Share Ratio: +9.90 pp (62.60% vs 52.70%).
- Widest shortfall vs peers is Net Worth Ratio: -2.91 pp (20.02% vs 22.93%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Paris District
- In Texas, health place is #229 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #385 of 386 inside Texas ($433K reported).
- Membership ranks #381 of 386 among Texas CUs with a reported count (212 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Paris District's 5300 filing moved
Paris District: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $433K (2025Q4) to $435K (2026Q1).
- Net-worth ratio shifted -0.08 pp (20.10% → 20.02%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 20.02% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.5 pts
- Return on Assets 11.0 pts
- Member Growth 12.5 pts
- Loan-to-Share Ratio 13.0 pts
Paris District vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.02% | -2.91 pp |
| Delinquency Rate | 1.73% | -2.75 pp |
| Return on Assets | 0.24% | +0.02 pp |
| Member Growth | 2.91% | - |
| Loan-to-Share Ratio | 62.60% | +9.90 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Paris District quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $435K | - |
| 2025Q4 | $433K | 212 |
| 2024Q4 | $447K | 206 |
| 2023Q4 | $474K | 209 |
Credit Union Details
- Charter Number
- 67499
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Texas
- City
- Paris
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Paris District runs one office.
| Office | City |
|---|---|
| Paris District Credit Union (Main Office) | Paris, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Paris District
Cross-state asset and health neighbours for Paris District - kept outside Texas; in-state CUs stay in the Nearby block.
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Paris District ranks #2,526 of 4,374 nationally on financial health and #229 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MUSICIANS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MUSICIANS
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Paris District financially healthy?
A 20.02% net worth ratio and a 1.73% delinquency rate feed into Paris District's financial health score of 81/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,526 of 4,374; by total assets it ranks #4,305 of 4,374 nationally (same basis as /rankings/largest); and #385 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Paris District compare to other credit unions?
On PlainCU's health composite, Paris District lands at 81/100, compared to a peer group average for Under $2M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Paris District?
Membership eligibility for Paris District depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Paris District directly for current membership requirements and application steps.
Is my money safe at Paris District?
Federal credit unions like Paris District are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Paris District's net worth ratio of 20.02% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Paris District offer compared to banks?
Credit unions like Paris District are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Paris District directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.