Federal credit union · Diboll, Texas · NCUA charter #6726
TEMPLE-INLAND
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $20.2M
- Total assets
- 1,685
- Members
- 17.9%
- Net-worth ratio
TEMPLE-INLAND scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.2M; members 1,685; net-worth ratio 17.90%; health rank #1,043 of 4,374; healthier than 73rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,043 of 4,374 health · 2025Q4TEMPLE-INLAND · health 90/100 · $20.2M · 2025Q4
Call Report peers
TEMPLE-INLAND in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TEMPLE-INLAND vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TEMPLE-INLAND sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TEMPLE-INLAND: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 17.90% vs peer 14.86% (+3.04 pp).
- Loan-to-Share Ratio trails the peer set - 44.15% here, 59.80% peer average (-15.65 pp).
TEMPLE-INLAND in Texas
- Health composite ranks #99 of 386 among scored Texas credit unions.
- By total assets, TEMPLE-INLAND is #256 of 386 in Texas.
- Member book place in Texas: #272 of 386.
- One place up in Texas, Union Fidelity (#98) ties at 90/100; one place down, TXDOT (#100) ties at 90/100.
Quarter path for TEMPLE-INLAND
TEMPLE-INLAND: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.2% from $20.2M (2025Q4) to $20.2M (2026Q1).
- Net-worth ratio shifted +0.21 pp (17.69% → 17.90%).
This credit union's 17.90% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 90/100 score is built
TEMPLE-INLAND gives up 10 points in total. Loan-to-Share Ratio costs the most, 5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 9.6 pts
TEMPLE-INLAND health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.90% | +3.04 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.67% | -0.04 pp |
| Member Growth | 1.14% | - |
| Loan-to-Share Ratio | 44.15% | -15.65 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
TEMPLE-INLAND filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.2M | - |
| 2025Q4 | $20.2M | 1,685 |
| 2024Q4 | $19.8M | 1,666 |
| 2023Q4 | $20.2M | 1,613 |
Credit Union Details
- Charter Number
- 6726
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Diboll
- Data Quarter
- 2025Q4
Branch Location
TEMPLE-INLAND operates a single office in Diboll, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Diboll, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
TEMPLE-INLAND nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- TEMPLE-INLAND ranks #1,043 of 4,374 nationally on financial health and #99 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Odessa Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Odessa Employees
Frequently Asked Questions
Is TEMPLE-INLAND financially healthy?
TEMPLE-INLAND has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,043 of 4,374 nationally on health and #99 of 386 in Texas. Its net worth ratio is 17.90% and its delinquency rate 0.00%.
How does TEMPLE-INLAND compare to other credit unions?
TEMPLE-INLAND scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (17.90% vs 14.86%). Its widest shortfall is loan-to-share ratio (44.15% vs 59.80%).
How can I join TEMPLE-INLAND?
TEMPLE-INLAND operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TEMPLE-INLAND directly for the exact boundaries and application steps.
Is my money safe at TEMPLE-INLAND?
TEMPLE-INLAND is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TEMPLE-INLAND's net worth ratio of 17.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.