State credit union · Alvin, Texas · NCUA charter #67510
Brazos Community
Health score 51/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 51
- Health / 100
- $20.0M
- Total assets
- 1,958
- Members
- 17.8%
- Net-worth ratio
Brazos Community scores 51/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.0M; members 1,958; net-worth ratio 17.79%; health rank #4,250 of 4,374; healthier than 3rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,250 of 4,374 health · 2025Q4Brazos Community · health 51/100 · $20.0M · 2025Q4
Call Report peers
Brazos Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Brazos Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Brazos Community sits in 50-54 with 82 others.
51 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Brazos Community: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 95.20% here, 59.80% peer average (+35.40 pp).
- Return on Assets trails the peer set - -2.26% here, 0.70% peer average (-2.96 pp).
Texas standing for Brazos Community
- Health composite ranks #379 of 386 among scored Texas credit unions.
- By total assets, Brazos Community is #259 of 386 in Texas.
- Member book place in Texas: #255 of 386.
- One place up in Texas, Empowerment Community Development (#378) scores 52/100, 1 point higher; one place down, Cooperative Teachers (#380) ties at 51/100.
Brazos Community Call Report trajectory
Brazos Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $20.0M (2025Q4) to $20.0M (2026Q1).
- Net-worth ratio shifted -0.60 pp (18.39% → 17.79%).
This credit union's 17.79% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 51/100 score is built
Brazos Community gives up 49 points in total. Delinquency Rate costs the most, 16.5 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 8.5 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 12.5 pts
Brazos Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.79% | +2.93 pp |
| Delinquency Rate | 2.64% | +1.49 pp |
| Return on Assets | -2.26% | -2.96 pp |
| Member Growth | -9.35% | - |
| Loan-to-Share Ratio | 95.20% | +35.40 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Brazos Community quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.0M | - |
| 2025Q4 | $20.0M | 1,958 |
| 2024Q4 | $25.3M | 2,160 |
| 2023Q4 | $26.0M | 2,295 |
Credit Union Details
- Charter Number
- 67510
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Alvin
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Brazos Community.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Liverpool, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Cross-state Call Report peers for Brazos Community
Similar total assets
Using this data
- Brazos Community ranks #4,250 of 4,374 nationally on financial health and #379 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Corner Stone is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Corner Stone
Frequently Asked Questions
Is Brazos Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Brazos Community scores 51/100 (Fair), with a 17.79% net worth ratio and 2.64% of loans delinquent. It ranks #4,250 of 4,374 nationally on health and #379 of 386 in Texas.
How does Brazos Community compare to other credit unions?
Brazos Community scores 51/100, higher than 3% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.20% vs 59.80%). Its widest shortfall is return on assets (-2.26% vs 0.70%).
How can I join Brazos Community?
Membership eligibility for Brazos Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Brazos Community directly for current membership requirements and application steps.
Is my money safe at Brazos Community?
Brazos Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Brazos Community's net worth ratio of 17.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.