Federal credit union · Arlington, Virginia · NCUA charter #7573

Arlington Community

Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

90
Health / 100
$535.7M
Total assets
25,469
Members
7.8%
Net-worth ratio
A Letter grade on the five-factor composite

Arlington Community scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $535.7M; members 25,469; net-worth ratio 7.84%; health rank #1,173 of 4,374; healthier than 73rd of scored peers.

Title II Call Report masthead

NCUA 5300 Call Report Masthead

#1,173 of 4,374 health · 2025Q4

Arlington Community · health 90/100 · $535.7M · 2025Q4

  • MEM 90/100
  • RANK 7.8%
  • PHOTO 0.38%
  • BOOK 0.27%
  • CHARTER $535.7M
  • NCUSIF 25,469
  • CAMELS #1,173/4,374
  • HEALTH My Community
  • NW 7573

Arlington Community in the assets neighbourhood

My Community$536.4MArlington Community (this)$535.7MFirst New York$535.0MSIMPLICITY$531.8MPartners 1st$531.5MOucu Financial Credit Union, Inc.Oucu Financial Credit Union,…$529.6M
Nearest other-state credit unions by total assets (NCUA 5300)

Arlington Community's $535.7M assets sit next to My Community ($536.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Arlington Community vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

90 Top 27% higher than 73% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Arlington Community - Share Insurance Coverage

Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #7573. See our deposit-insurance coverage note.

NCUSIF coverage gauge for Arlington Community Share insurance under NCUSIF covers up to $250,000 per share owner. Arlington Community holds approximately $489.2M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 7.8 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 7.8% · $489.2M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Arlington Community vs Over $500M peers

  • Largest favorable gap: Loan-to-Share Ratio at 92.26% vs peer 83.90% (+8.36 pp).
  • Net Worth Ratio trails the peer set - 7.84% here, 11.18% peer average (-3.34 pp).

Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Where Arlington Community sits in Virginia

  • Health composite ranks #17 of 95 among scored Virginia credit unions.
  • Virginia assets place: #20 of 95.
  • Member book place in Virginia: #27 of 95.

In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Arlington Community: 2025Q4 → 2026Q1

Arlington Community: total assets by quarter

4 Call Report filings on this page's own vintage chain

500,000,000520,000,000540,000,000560,000,000 2023Q42024Q42025Q42026Q1 505,639,775 540,726,839 ▲ +6.9%
  • Assets moved +0.9% from $535.7M (2025Q4) to $540.7M (2026Q1).
  • Net-worth ratio shifted -0.03 pp (7.87% → 7.84%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 52.3%

At 7.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 90/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 90.

  • Net Worth Ratio 24.6 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 11.6 pts
  • Member Growth 15.0 pts
  • Loan-to-Share Ratio 13.8 pts

Call Report ratios for Arlington Community

Metric Value vs peer
Net Worth Ratio 7.84% -3.34 pp
Delinquency Rate 0.38% -0.49 pp
Return on Assets 0.27% -0.23 pp
Member Growth 5.30% -
Loan-to-Share Ratio 92.26% +8.36 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).

Historical Financials

Quarter Assets Members
2026Q1 $540.7M -
2025Q4 $535.7M 25,469
2024Q4 $511.7M 24,187
2023Q4 $505.6M 23,872

Credit Union Details

Charter Number
7573
Type
Federal
Field of Membership
Other/Community
Peer Group
Over $500M
State
Virginia
City
Arlington
Data Quarter
2025Q4

Branch Locations (6)

Per its most recent NCUA branch filing, Arlington Community runs 6 offices in 5 different cities across 3 states.

Office City
Arlington Community FCU (Main Office) Falls Church, VA
Goodwin House Alexandria, VA
Glebe Road Branch Arlington, VA
Centurion Data Center Charlotte, NC
Goodwin House - Falls Church Falls Church, VA
Velera (Co-Op) Tampa, FL

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Virginia

A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.

Compare Arlington Community vs CALL

Arlington Community nationwide neighbourhoods

Arlington Community's nationwide photo peers by assets and by health score, excluding Virginia charters.

Similar health score

Nearest other-state credit unions by five-factor health composite (90/100 here).

Using this data

  • Arlington Community ranks #1,173 of 4,374 nationally on financial health and #17 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • CALL is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CALL
  • Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Arlington Community financially healthy?

Yes/no aside, the number is 90/100 (Excellent) - Arlington Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,173 of 4,374; by total assets it ranks #722 of 4,374 nationally (same basis as /rankings/largest); and #20 of 95 within Virginia. Above 80 reads excellent, below 50 warrants closer monitoring; a 7.84% net worth ratio and 0.38% delinquency rate are the key drivers.

How does Arlington Community compare to other credit unions?

90/100 is Arlington Community's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Arlington Community?

Arlington Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Arlington Community directly for the exact boundaries and application steps.

Is my money safe at Arlington Community?

Federal credit unions like Arlington Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Arlington Community's net worth ratio of 7.84% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Arlington Community offer compared to banks?

Credit unions like Arlington Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Arlington Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Arlington Community. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.