State credit union · Corpus Christi, Texas · NCUA charter #68482
COASTLIFE
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $516.0M
- Total assets
- 34,541
- Members
- 11.6%
- Net-worth ratio
COASTLIFE scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $516.0M; members 34,541; net-worth ratio 11.60%; health rank #3,717 of 4,374; healthier than 15th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,717 of 4,374 health · 2025Q4COASTLIFE · health 68/100 · $516.0M · 2025Q4
Call Report peers
COASTLIFE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COASTLIFE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); COASTLIFE sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for COASTLIFE
- Strongest edge vs 749 Over $500M peers is Net Worth Ratio: +0.42 pp (11.60% vs 11.18%).
- Largest lag: Loan-to-Share Ratio at 74.33% vs peer 83.90% (-9.57 pp).
Where COASTLIFE sits in Texas
- Texas health ordinal: #324 of 386.
- Texas assets place: #64 of 386.
- Membership ranks #62 of 386 among Texas CUs with a reported count (34,541 members).
- One place up in Texas, VICTORIA (#323) ties at 68/100; one place down, ADVANCIAL (#325) ties at 68/100.
COASTLIFE: 2025Q4 → 2026Q1
COASTLIFE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.3% from $516.0M (2025Q4) to $517.5M (2026Q1).
- Net-worth ratio shifted +0.07 pp (11.53% → 11.60%).
At 11.60%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 68/100 score is built
COASTLIFE gives up 32 points in total. Member Growth costs the most, 13.1 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.2 pts
- Return on Assets 4.2 pts
- Member Growth 1.9 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.60% | +0.42 pp |
| Delinquency Rate | 1.37% | +0.49 pp |
| Return on Assets | -0.04% | -0.55 pp |
| Member Growth | -3.96% | - |
| Loan-to-Share Ratio | 74.33% | -9.57 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - COASTLIFE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $517.5M | - |
| 2025Q4 | $516.0M | 34,541 |
| 2024Q4 | $495.6M | 35,967 |
| 2023Q4 | $479.4M | 37,289 |
Credit Union Details
- Charter Number
- 68482
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Corpus Christi
- Data Quarter
- 2025Q4
Branch Locations (9)
COASTLIFE operates 9 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Administration Building (Main Office) | Corpus Christi, TX |
| Branch - Alice | Alice, TX |
| Branch - Trojan | Corpus Christi, TX |
| Branch - Calallen | Corpus Christi, TX |
| Branch - Weber | Corpus Christi, TX |
| Branch - 5th Street | Corpus Christi, TX |
| Branch - Saratoga | Corpus Christi, TX |
| Branch - Kingsville Area | Kingsville, TX |
| Branch - Portland | Portland, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for COASTLIFE
Using this data
- COASTLIFE ranks #3,717 of 4,374 nationally on financial health and #324 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Security First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Security First
Frequently Asked Questions
Is COASTLIFE financially healthy?
COASTLIFE has a financial health score of 68/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,717 of 4,374 nationally on health and #324 of 386 in Texas. Its net worth ratio is 11.60% and its delinquency rate 1.37%.
How does COASTLIFE compare to other credit unions?
COASTLIFE scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.60% vs 11.18%). Its widest shortfall is loan-to-share ratio (74.33% vs 83.90%).
How can I join COASTLIFE?
Membership eligibility for COASTLIFE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact COASTLIFE directly for current membership requirements and application steps.
Is my money safe at COASTLIFE?
COASTLIFE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COASTLIFE's net worth ratio of 11.60% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.