State credit union · JESUP, Iowa · NCUA charter #65136
St. Athanasius
Health score 54/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 54
- Health / 100
- $502K
- Total assets
- 231
- Members
- 21.7%
- Net-worth ratio
St. Athanasius scores 54/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $502K; members 231; net-worth ratio 21.67%; health rank #4,197 of 4,374; healthier than 4th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,197 of 4,374 health · 2025Q4St. Athanasius · health 54/100 · $502K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Athanasius vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); St. Athanasius sits in 50-54 with 82 others.
54 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Athanasius vs Under $2M peers
- Loan-to-Share Ratio leads the peer set - 107.15% here, 52.70% peer average (+54.45 pp).
- Widest shortfall vs peers is Delinquency Rate: +24.90 pp (29.38% vs 4.48%).
St. Athanasius in Iowa
- Health composite ranks #63 of 66 among scored Iowa credit unions.
- Assets rank #65 of 66 inside Iowa ($502K reported).
- Iowa membership ordinal: #65 of 66.
- One place up in Iowa, ADVANTAGE (#62) scores 55/100, 1 point higher; one place down, FIRST (#64) ties at 54/100.
St. Athanasius Call Report trajectory
St. Athanasius: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.7% from $502K (2025Q4) to $499K (2026Q1).
- Net-worth ratio shifted +0.23 pp (21.44% → 21.67%).
This credit union's 21.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 54/100 score is built
St. Athanasius gives up 46 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 12.5 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 7.8 pts
Call Report ratios for St. Athanasius
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.67% | -1.26 pp |
| Delinquency Rate | 29.38% | +24.90 pp |
| Return on Assets | 0.33% | +0.11 pp |
| Member Growth | -2.94% | - |
| Loan-to-Share Ratio | 107.15% | +54.45 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
St. Athanasius quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $499K | - |
| 2025Q4 | $502K | 231 |
| 2024Q4 | $636K | 238 |
| 2023Q4 | $664K | 243 |
Credit Union Details
- Charter Number
- 65136
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Iowa
- City
- JESUP
- Data Quarter
- 2025Q4
Branch Location
St. Athanasius operates a single office in JESUP, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ST. ATHANASIUS CREDIT UNION (Main Office) | JESUP, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
St. Athanasius nationwide neighbourhoods
Similar health score
Using this data
- St. Athanasius ranks #4,197 of 4,374 nationally on financial health and #63 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Ludmila S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Ludmila S
Frequently Asked Questions
Is St. Athanasius financially healthy?
On its 2025Q4 NCUA 5300 filing, St. Athanasius scores 54/100 (Fair), with a 21.67% net worth ratio and 29.38% of loans delinquent. It ranks #4,197 of 4,374 nationally on health and #63 of 66 in Iowa.
How does St. Athanasius compare to other credit unions?
St. Athanasius scores 54/100, higher than 4% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (107.15% vs 52.70%). Its widest shortfall is delinquency rate (29.38% vs 4.48%).
How can I join St. Athanasius?
Membership eligibility for St. Athanasius depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Athanasius directly for current membership requirements and application steps.
Is my money safe at St. Athanasius?
St. Athanasius is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Athanasius's net worth ratio of 21.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.