State credit union · JESUP, Iowa · NCUA charter #65136
St. Athanasius
Health score 54/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 54
- Health / 100
- $502K
- Total assets
- 231
- Members
- 21.7%
- Net-worth ratio
St. Athanasius scores 54/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $502K; members 231; net-worth ratio 21.67%; health rank #4,197 of 4,374; healthier than 4th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,197 of 4,374 health · 2025Q4St. Athanasius · health 54/100 · $502K · 2025Q4
- ROA 54/100
- ASSETS 21.7%
- MEM 29.38%
- RANK 0.33%
- PHOTO $502K
- BOOK 231
- CHARTER #4,197/4,374
- NCUSIF n/a
- CAMELS 65136
Call Report peers
St. Athanasius carries $502K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Athanasius vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
54 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Athanasius - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #65136: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
St. Athanasius vs Under $2M peers
- Loan-to-Share Ratio leads the peer set - 107.15% here, 52.70% peer average (+54.45 pp).
- Widest shortfall vs peers is Delinquency Rate: +24.90 pp (29.38% vs 4.48%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
St. Athanasius in Iowa
- Health composite ranks #63 of 66 among scored Iowa credit unions.
- Assets rank #65 of 66 inside Iowa ($502K reported).
- Iowa membership ordinal: #65 of 66.
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
St. Athanasius Call Report trajectory
St. Athanasius: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.7% from $502K (2025Q4) to $499K (2026Q1).
- Net-worth ratio shifted +0.23 pp (21.44% → 21.67%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 21.67% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 54/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 54.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 12.5 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 7.8 pts
Call Report ratios for St. Athanasius
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.67% | -1.26 pp |
| Delinquency Rate | 29.38% | +24.90 pp |
| Return on Assets | 0.33% | +0.11 pp |
| Member Growth | -2.94% | - |
| Loan-to-Share Ratio | 107.15% | +54.45 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
St. Athanasius quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $499K | - |
| 2025Q4 | $502K | 231 |
| 2024Q4 | $636K | 238 |
| 2023Q4 | $664K | 243 |
Credit Union Details
- Charter Number
- 65136
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Iowa
- City
- JESUP
- Data Quarter
- 2025Q4
Branch Location
St. Athanasius operates a single office in JESUP, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ST. ATHANASIUS CREDIT UNION (Main Office) | JESUP, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
St. Athanasius nationwide neighbourhoods
Two NCUA Call Report peer sets for St. Athanasius, both outside Iowa so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (54/100 here).
Using this data
- St. Athanasius ranks #4,197 of 4,374 nationally on financial health and #63 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Ludmila S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Ludmila S
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Athanasius financially healthy?
Yes/no aside, the number is 54/100 (Fair) - St. Athanasius's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,197 of 4,374; by total assets it ranks #4,296 of 4,374 nationally (same basis as /rankings/largest); and #65 of 66 within Iowa. Above 80 reads excellent, below 50 warrants closer monitoring; a 21.67% net worth ratio and 29.38% delinquency rate are the key drivers.
How does St. Athanasius compare to other credit unions?
Five weighted metrics from NCUA filings produce St. Athanasius's 54/100 score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Athanasius?
Membership eligibility for St. Athanasius depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Athanasius directly for current membership requirements and application steps.
Is my money safe at St. Athanasius?
Federal credit unions like St. Athanasius are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Athanasius's net worth ratio of 21.67% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Athanasius offer compared to banks?
Credit unions like St. Athanasius are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Athanasius directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.