Federal credit union · Buckingham, Virginia · NCUA charter #23974
YOGAVILLE
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $4.5M
- Total assets
- 388
- Members
- 28.0%
- Net-worth ratio
YOGAVILLE scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.5M; members 388; net-worth ratio 27.99%; health rank #3,798 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,798 of 4,374 health · 2025Q4YOGAVILLE · health 66/100 · $4.5M · 2025Q4
Call Report peers
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YOGAVILLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); YOGAVILLE sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
YOGAVILLE: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 72.88% here, 63.60% peer average (+9.28 pp).
- Delinquency Rate trails the peer set - 2.50% here, 1.81% peer average (+0.69 pp).
YOGAVILLE in Virginia
- Health composite ranks #81 of 95 among scored Virginia credit unions.
- Virginia assets place: #84 of 95.
- Membership ranks #87 of 95 among Virginia CUs with a reported count (388 members).
- One place up in Virginia, CONNECTS (#80) scores 67/100, 1 point higher; one place down, Metropolitan Church (#82) scores 65/100, 1 point lower.
YOGAVILLE: 2025Q4 → 2026Q1
YOGAVILLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.0% from $4.5M (2025Q4) to $4.5M (2026Q1).
- Net-worth ratio shifted +0.13 pp (27.86% → 27.99%).
At 27.99%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 66/100 score is built
YOGAVILLE gives up 34 points in total. Delinquency Rate costs the most, 15.6 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 9.4 pts
- Return on Assets 9.8 pts
- Member Growth 1.4 pts
- Loan-to-Share Ratio 15.4 pts
YOGAVILLE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 27.99% | +8.93 pp |
| Delinquency Rate | 2.50% | +0.69 pp |
| Return on Assets | 0.16% | -0.30 pp |
| Member Growth | -4.20% | - |
| Loan-to-Share Ratio | 72.88% | +9.28 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - YOGAVILLE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.5M | - |
| 2025Q4 | $4.5M | 388 |
| 2024Q4 | $4.4M | 405 |
| 2023Q4 | $4.7M | 417 |
Credit Union Details
- Charter Number
- 23974
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Virginia
- City
- Buckingham
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for YOGAVILLE.
| Office | City |
|---|---|
| Yogaville Federal Credit Union (Main Office) | Buckingham, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
YOGAVILLE nationwide neighbourhoods
Similar health score
Using this data
- YOGAVILLE ranks #3,798 of 4,374 nationally on financial health and #81 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KRAFTSMAN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KRAFTSMAN
Frequently Asked Questions
Is YOGAVILLE financially healthy?
YOGAVILLE has a financial health score of 66/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,798 of 4,374 nationally on health and #81 of 95 in Virginia. Its net worth ratio is 27.99% and its delinquency rate 2.50%.
How does YOGAVILLE compare to other credit unions?
YOGAVILLE scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (72.88% vs 63.60%). Its widest shortfall is delinquency rate (2.50% vs 1.81%).
How can I join YOGAVILLE?
YOGAVILLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact YOGAVILLE directly for the exact boundaries and application steps.
Is my money safe at YOGAVILLE?
YOGAVILLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. YOGAVILLE's net worth ratio of 27.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.