Federal credit union · Pearisburg, Virginia · NCUA charter #17675
G E a Employees
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $2.0M
- Total assets
- 313
- Members
- 24.0%
- Net-worth ratio
G E a Employees scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.0M; members 313; net-worth ratio 23.98%; health rank #2,514 of 4,374; healthier than 39th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,514 of 4,374 health · 2025Q4G E a Employees · health 81/100 · $2.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
G E a Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); G E a Employees sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
G E a Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 23.98% here, 19.06% peer average (+4.92 pp).
- Largest lag: Loan-to-Share Ratio at 58.37% vs peer 63.60% (-5.23 pp).
G E a Employees: in-state Call Report ranks
- Virginia health ordinal: #46 of 95.
- Virginia assets place: #88 of 95.
- Member book place in Virginia: #89 of 95.
- One place up in Virginia, LANGLEY (#45) scores 82/100, 1 point higher; one place down, Mount Pleasant Baptist Church (#47) ties at 81/100.
Quarter path for G E a Employees
G E a Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $2.0M (2025Q4) to $2.1M (2026Q1).
- Net-worth ratio shifted +0.25 pp (23.73% → 23.98%).
This credit union's 23.98% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
G E a Employees gives up 19 points in total. Member Growth costs the most, 13.7 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.6 pts
- Member Growth 1.3 pts
- Loan-to-Share Ratio 12.1 pts
G E a Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.98% | +4.92 pp |
| Delinquency Rate | 0.02% | -1.79 pp |
| Return on Assets | 0.34% | -0.11 pp |
| Member Growth | -4.28% | - |
| Loan-to-Share Ratio | 58.37% | -5.23 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
G E a Employees filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.1M | - |
| 2025Q4 | $2.0M | 313 |
| 2024Q4 | $2.0M | 327 |
| 2023Q4 | $1.9M | 328 |
Credit Union Details
- Charter Number
- 17675
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- Virginia
- City
- Pearisburg
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for G E a Employees.
| Office | City |
|---|---|
| GEA Employees FCU (Main Office) | Pearisburg, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
More federally-insured credit unions based in Virginia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- G E a Employees ranks #2,514 of 4,374 nationally on financial health and #46 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- High Street Baptist Church is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with High Street Baptist Church
Frequently Asked Questions
Is G E a Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, G E a Employees scores 81/100 (Excellent), with a 23.98% net worth ratio and 0.02% of loans delinquent. It ranks #2,514 of 4,374 nationally on health and #46 of 95 in Virginia.
How does G E a Employees compare to other credit unions?
G E a Employees scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (23.98% vs 19.06%). Its widest shortfall is loan-to-share ratio (58.37% vs 63.60%).
How can I join G E a Employees?
G E a Employees is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact G E a Employees directly to confirm eligibility.
Is my money safe at G E a Employees?
G E a Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. G E a Employees's net worth ratio of 23.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.