State credit union · NASHVILLE, Tennessee · NCUA charter #68100
SKYLINE
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $16.9M
- Total assets
- 1,620
- Members
- 23.6%
- Net-worth ratio
SKYLINE scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.9M; members 1,620; net-worth ratio 23.59%; health rank #3,691 of 4,374; healthier than 15th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,691 of 4,374 health · 2025Q4SKYLINE · health 68/100 · $16.9M · 2025Q4
- ASSETS 68/100
- MEM 23.6%
- RANK 3.00%
- PHOTO 0.99%
- BOOK $16.9M
- CHARTER 1,620
- NCUSIF #3,691/4,374
- CAMELS FASNY
- HEALTH 68100
Call Report peers
SKYLINE in the assets neighbourhood
SKYLINE's $16.9M assets sit next to FASNY ($16.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SKYLINE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SKYLINE - Share Insurance Coverage
Charter #68100's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
SKYLINE vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +8.73 pp (23.59% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 57.34% vs peer 59.80% (-2.46 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
SKYLINE: in-state Call Report ranks
- In Tennessee, health place is #112 of 127 on the same NCUA-ratio sort used nationally.
- Tennessee assets place: #93 of 127.
- Member book place in Tennessee: #97 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
SKYLINE Call Report trajectory
SKYLINE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.9% from $16.9M (2025Q4) to $17.0M (2026Q1).
- Net-worth ratio shifted +0.04 pp (23.55% → 23.59%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 23.59% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 68/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 68.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 6.3 pts
- Return on Assets 15.0 pts
- Member Growth 4.5 pts
- Loan-to-Share Ratio 12.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.59% | +8.73 pp |
| Delinquency Rate | 3.00% | +1.85 pp |
| Return on Assets | 0.99% | +0.29 pp |
| Member Growth | -2.53% | - |
| Loan-to-Share Ratio | 57.34% | -2.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.0M | - |
| 2025Q4 | $16.9M | 1,620 |
| 2024Q4 | $17.0M | 1,662 |
| 2023Q4 | $17.3M | 1,694 |
Credit Union Details
- Charter Number
- 68100
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- NASHVILLE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for SKYLINE.
| Office | City |
|---|---|
| SKYLINE CREDIT UNION (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Cross-state Call Report peers for SKYLINE
SKYLINE's nationwide photo peers by assets and by health score, excluding Tennessee charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (68/100 here).
Using this data
- SKYLINE ranks #3,691 of 4,374 nationally on financial health and #112 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ENLIGHTEN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ENLIGHTEN
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SKYLINE financially healthy?
A 23.59% net worth ratio and a 3.00% delinquency rate feed into SKYLINE's financial health score of 68/100 (Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,691 of 4,374; by total assets it ranks #3,245 of 4,374 nationally (same basis as /rankings/largest); and #93 of 127 within Tennessee. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does SKYLINE compare to other credit unions?
68/100 is SKYLINE's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SKYLINE?
Membership eligibility for SKYLINE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SKYLINE directly for current membership requirements and application steps.
Is my money safe at SKYLINE?
Federal credit unions like SKYLINE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SKYLINE's net worth ratio of 23.59% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SKYLINE offer compared to banks?
Credit unions like SKYLINE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SKYLINE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.