State credit union · Nashville, Tennessee · NCUA charter #67757
Your Best Credit Union
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $15.9M
- Total assets
- 1,748
- Members
- 14.8%
- Net-worth ratio
Your Best Credit Union scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.9M; members 1,748; net-worth ratio 14.75%; health rank #1,780 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,780 of 4,374 health · 2025Q4Your Best Credit Union · health 86/100 · $15.9M · 2025Q4
Call Report peers
Your Best Credit Union in the assets neighbourhood
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Your Best Credit Union vs every NCUA-scored credit union
Your Best Credit Union sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Your Best Credit Union vs $10M–$50M peers
- Largest favorable gap: Loan-to-Share Ratio at 95.45% vs peer 59.80% (+35.65 pp).
- Return on Assets trails the peer set - 0.24% here, 0.70% peer average (-0.46 pp).
Where Your Best Credit Union sits in Tennessee
- Health composite ranks #60 of 127 among scored Tennessee credit unions.
- By total assets, Your Best Credit Union is #97 of 127 in Tennessee.
- Member book place in Tennessee: #90 of 127.
- One place up in Tennessee, Maryville Municipal (#59) ties at 86/100; one place down, Alcoa Municipal Employees (#61) scores 85/100, 1 point lower.
How Your Best Credit Union's 5300 filing moved
Your Best Credit Union: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $15.9M (2025Q4) to $16.3M (2026Q1).
- Net-worth ratio shifted -0.82 pp (15.57% → 14.75%).
At 14.75%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Your Best Credit Union gives up 14 points in total. Member Growth costs the most, 8.1 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.1 pts
- Member Growth 6.9 pts
- Loan-to-Share Ratio 13.0 pts
Your Best Credit Union health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.75% | -0.11 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.24% | -0.46 pp |
| Member Growth | -1.19% | - |
| Loan-to-Share Ratio | 95.45% | +35.65 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Your Best Credit Union filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.3M | - |
| 2025Q4 | $15.9M | 1,748 |
| 2024Q4 | $17.3M | 1,769 |
| 2023Q4 | $17.3M | 1,800 |
Credit Union Details
- Charter Number
- 67757
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Locations (2)
Your Best Credit Union operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Your Best Credit Union (Main Office) | Nashville, TN |
| CSPI Aurora CU Data Center | Jefferson City, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Your Best Credit Union nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Your Best Credit Union ranks #1,780 of 4,374 nationally on financial health and #60 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- APPLIANCE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with APPLIANCE
Frequently Asked Questions
Is Your Best Credit Union financially healthy?
Your Best Credit Union has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,780 of 4,374 nationally on health and #60 of 127 in Tennessee. Its net worth ratio is 14.75% and its delinquency rate 0.00%.
How does Your Best Credit Union compare to other credit unions?
Your Best Credit Union scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.45% vs 59.80%). Its widest shortfall is return on assets (0.24% vs 0.70%).
How can I join Your Best Credit Union?
Membership eligibility for Your Best Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Your Best Credit Union directly for current membership requirements and application steps.
Is my money safe at Your Best Credit Union?
Your Best Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Your Best Credit Union's net worth ratio of 14.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.