State credit union · Nashville, Tennessee · NCUA charter #67757

Your Best Credit Union

Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

86
Health / 100
$15.9M
Total assets
1,748
Members
14.8%
Net-worth ratio

Your Best Credit Union scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.9M; members 1,748; net-worth ratio 14.75%; health rank #1,780 of 4,374; healthier than 57th of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#1,780 of 4,374 health · 2025Q4

Your Best Credit Union · health 86/100 · $15.9M · 2025Q4

Your Best Credit Union in the assets neighbourhood

Two Rivers$16.0MLITHIUM$16.0MANMED$16.0MDivision #6 Highway$15.9MYour Best Credit Union (this)$15.9MCm Members$15.9M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Your Best Credit Union vs every NCUA-scored credit union

Your Best Credit Union sits in the busiest band, 85-89, alongside 857 other credit unions.

86 Top 43% higher than 57% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Your Best Credit Union vs $10M–$50M peers

  • Largest favorable gap: Loan-to-Share Ratio at 95.45% vs peer 59.80% (+35.65 pp).
  • Return on Assets trails the peer set - 0.24% here, 0.70% peer average (-0.46 pp).

Where Your Best Credit Union sits in Tennessee

  • Health composite ranks #60 of 127 among scored Tennessee credit unions.
  • By total assets, Your Best Credit Union is #97 of 127 in Tennessee.
  • Member book place in Tennessee: #90 of 127.
  • One place up in Tennessee, Maryville Municipal (#59) ties at 86/100; one place down, Alcoa Municipal Employees (#61) scores 85/100, 1 point lower.

How Your Best Credit Union's 5300 filing moved

Your Best Credit Union: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

15,500,00016,000,00016,500,00017,000,00017,500,000 2023Q42024Q42025Q42026Q1 17,316,460 16,306,993 ▼ -5.8%
  • Assets moved +2.6% from $15.9M (2025Q4) to $16.3M (2026Q1).
  • Net-worth ratio shifted -0.82 pp (15.57% → 14.75%).
Net worth ratio vs. NCUA well-capitalized threshold 98.3%

At 14.75%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 86/100 score is built

Your Best Credit Union gives up 14 points in total. Member Growth costs the most, 8.1 of its 15; Net Worth Ratio and Delinquency Rate score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 11.1 pts
  • Member Growth 6.9 pts
  • Loan-to-Share Ratio 13.0 pts

Your Best Credit Union health metrics

Metric Value vs peer
Net Worth Ratio 14.75% -0.11 pp
Delinquency Rate 0.00% -1.15 pp
Return on Assets 0.24% -0.46 pp
Member Growth -1.19% -
Loan-to-Share Ratio 95.45% +35.65 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Your Best Credit Union filing history

Quarter Assets Members
2026Q1 $16.3M -
2025Q4 $15.9M 1,748
2024Q4 $17.3M 1,769
2023Q4 $17.3M 1,800

Credit Union Details

Charter Number
67757
Type
State
Field of Membership
Other
Peer Group
$10M–$50M
State
Tennessee
City
Nashville
Data Quarter
2025Q4

Branch Locations (2)

Your Best Credit Union operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.

Office City
Your Best Credit Union (Main Office) Nashville, TN
CSPI Aurora CU Data Center Jefferson City, MO

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Tennessee

More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.

Compare Your Best Credit Union vs APPLIANCE

Your Best Credit Union nationwide neighbourhoods

Using this data

  • Your Best Credit Union ranks #1,780 of 4,374 nationally on financial health and #60 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • APPLIANCE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with APPLIANCE

Frequently Asked Questions

Is Your Best Credit Union financially healthy?

Your Best Credit Union has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,780 of 4,374 nationally on health and #60 of 127 in Tennessee. Its net worth ratio is 14.75% and its delinquency rate 0.00%.

How does Your Best Credit Union compare to other credit unions?

Your Best Credit Union scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (95.45% vs 59.80%). Its widest shortfall is return on assets (0.24% vs 0.70%).

How can I join Your Best Credit Union?

Membership eligibility for Your Best Credit Union depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Your Best Credit Union directly for current membership requirements and application steps.

Is my money safe at Your Best Credit Union?

Your Best Credit Union is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Your Best Credit Union's net worth ratio of 14.75% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Your Best Credit Union. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.