Federal credit union · Nashville, Tennessee · NCUA charter #4809
PARTHENON
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $17.6M
- Total assets
- 1,774
- Members
- 16.6%
- Net-worth ratio
PARTHENON scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.6M; members 1,774; net-worth ratio 16.58%; health rank #3,753 of 4,374; healthier than 13th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,753 of 4,374 health · 2025Q4PARTHENON · health 67/100 · $17.6M · 2025Q4
- ROA 67/100
- ASSETS 16.6%
- MEM 7.18%
- RANK 0.55%
- PHOTO $17.6M
- BOOK 1,774
- CHARTER #3,753/4,374
- NCUSIF CBI
- CAMELS 4809
Call Report peers
PARTHENON in the assets neighbourhood
PARTHENON's $17.6M assets sit next to CBI ($17.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PARTHENON vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
PARTHENON - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #4809. See our deposit-insurance coverage note.
Where PARTHENON diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 99.59% vs peer 59.80% (+39.79 pp).
- Largest lag: Delinquency Rate at 7.18% vs peer 1.15% (+6.03 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
PARTHENON in Tennessee
- Tennessee health ordinal: #114 of 127.
- Tennessee assets place: #92 of 127.
- Tennessee membership ordinal: #89 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How PARTHENON's 5300 filing moved
PARTHENON: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.5% from $17.6M (2025Q4) to $17.3M (2026Q1).
- Net-worth ratio shifted -0.53 pp (17.11% → 16.58%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 16.58% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 10.2 pts
PARTHENON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.58% | +1.72 pp |
| Delinquency Rate | 7.18% | +6.03 pp |
| Return on Assets | 0.55% | -0.16 pp |
| Member Growth | 2.31% | - |
| Loan-to-Share Ratio | 99.59% | +39.79 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.3M | - |
| 2025Q4 | $17.6M | 1,774 |
| 2024Q4 | $18.6M | 1,734 |
| 2023Q4 | $18.0M | 1,710 |
Credit Union Details
- Charter Number
- 4809
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for PARTHENON.
| Office | City |
|---|---|
| Parthenon Federal Credit Union (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
PARTHENON nationwide neighbourhoods
PARTHENON's nationwide photo peers by assets and by health score, excluding Tennessee charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($17.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- PARTHENON ranks #3,753 of 4,374 nationally on financial health and #114 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SKYLINE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SKYLINE
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is PARTHENON financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, PARTHENON carries a financial health score of 67/100 (Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,753 of 4,374; by total assets it ranks #3,227 of 4,374 nationally (same basis as /rankings/largest); and #92 of 127 within Tennessee. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 16.58% net worth ratio and a 7.18% delinquency rate.
How does PARTHENON compare to other credit unions?
Five weighted metrics from NCUA filings produce PARTHENON's 67/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join PARTHENON?
PARTHENON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARTHENON directly for the exact boundaries and application steps.
Is my money safe at PARTHENON?
Federal credit unions like PARTHENON are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARTHENON's net worth ratio of 16.58% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does PARTHENON offer compared to banks?
Credit unions like PARTHENON are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact PARTHENON directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.