Federal credit union · Nashville, Tennessee · NCUA charter #4809
PARTHENON
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $17.6M
- Total assets
- 1,774
- Members
- 16.6%
- Net-worth ratio
PARTHENON scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.6M; members 1,774; net-worth ratio 16.58%; health rank #3,753 of 4,374; healthier than 13th of scored peers.
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NCUA 5300 Call Report Masthead
#3,753 of 4,374 health · 2025Q4PARTHENON · health 67/100 · $17.6M · 2025Q4
Call Report peers
PARTHENON in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PARTHENON vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PARTHENON sits in 65-69 with 275 others.
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where PARTHENON diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 99.59% vs peer 59.80% (+39.79 pp).
- Largest lag: Delinquency Rate at 7.18% vs peer 1.15% (+6.03 pp).
PARTHENON in Tennessee
- Tennessee health ordinal: #114 of 127.
- Tennessee assets place: #92 of 127.
- Tennessee membership ordinal: #89 of 127.
- One place up in Tennessee, Fedex Employees Credit Association (#113) scores 68/100, 1 point higher; one place down, Family Advantage (#115) scores 66/100, 1 point lower.
How PARTHENON's 5300 filing moved
PARTHENON: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $17.6M (2025Q4) to $17.3M (2026Q1).
- Net-worth ratio shifted -0.53 pp (17.11% → 16.58%).
This credit union's 16.58% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 67/100 score is built
PARTHENON gives up 33 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 10.2 pts
PARTHENON health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.58% | +1.72 pp |
| Delinquency Rate | 7.18% | +6.03 pp |
| Return on Assets | 0.55% | -0.16 pp |
| Member Growth | 2.31% | - |
| Loan-to-Share Ratio | 99.59% | +39.79 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.3M | - |
| 2025Q4 | $17.6M | 1,774 |
| 2024Q4 | $18.6M | 1,734 |
| 2023Q4 | $18.0M | 1,710 |
Credit Union Details
- Charter Number
- 4809
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for PARTHENON.
| Office | City |
|---|---|
| Parthenon Federal Credit Union (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
PARTHENON nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- PARTHENON ranks #3,753 of 4,374 nationally on financial health and #114 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SKYLINE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SKYLINE
Frequently Asked Questions
Is PARTHENON financially healthy?
PARTHENON has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,753 of 4,374 nationally on health and #114 of 127 in Tennessee. Its net worth ratio is 16.58% and its delinquency rate 7.18%.
How does PARTHENON compare to other credit unions?
PARTHENON scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (99.59% vs 59.80%). Its widest shortfall is delinquency rate (7.18% vs 1.15%).
How can I join PARTHENON?
PARTHENON operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PARTHENON directly for the exact boundaries and application steps.
Is my money safe at PARTHENON?
PARTHENON is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PARTHENON's net worth ratio of 16.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.