Federal credit union · New York, New York · NCUA charter #7217
Self Reliance Financial
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $2.01B
- Total assets
- 31,554
- Members
- 17.1%
- Net-worth ratio
Self Reliance Financial scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.01B; members 31,554; net-worth ratio 17.07%; health rank #1,399 of 4,374; healthier than 65th of scored peers.
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NCUA 5300 Call Report Masthead
#1,399 of 4,374 health · 2025Q4Self Reliance Financial · health 88/100 · $2.01B · 2025Q4
Call Report peers
Self Reliance Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Self Reliance Financial vs every NCUA-scored credit union
Self Reliance Financial sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Self Reliance Financial: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 17.07% vs peer 11.18% (+5.89 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -3.94 pp (79.96% vs 83.90%).
Self Reliance Financial: in-state Call Report ranks
- In New York, health place is #77 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, Self Reliance Financial is #16 of 272 in New York.
- New York membership ordinal: #37 of 272.
- One place up in New York, Genesee Co-Op (#76) ties at 88/100; one place down, N C P D (#78) ties at 88/100.
Self Reliance Financial: 2025Q4 → 2026Q1
Self Reliance Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $2.01B (2025Q4) to $2.03B (2026Q1).
- Net-worth ratio shifted +2.04 pp (15.03% → 17.07%).
This credit union's 17.07% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Self Reliance Financial gives up 12 points in total. Return on Assets costs the most, 10.6 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.0 pts
- Return on Assets 4.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.07% | +5.89 pp |
| Delinquency Rate | 0.60% | -0.27 pp |
| Return on Assets | -0.01% | -0.52 pp |
| Member Growth | 112.90% | - |
| Loan-to-Share Ratio | 79.96% | -3.94 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.03B | - |
| 2025Q4 | $2.01B | 31,554 |
| 2024Q4 | $1.44B | 14,821 |
| 2023Q4 | $1.39B | 14,879 |
Credit Union Details
- Charter Number
- 7217
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- Over $500M
- State
- New York
- City
- New York
- Data Quarter
- 2025Q4
Branch Locations (11)
Per its most recent NCUA branch filing, Self Reliance Financial runs 11 offices in 10 different cities across 4 states.
| Office | City |
|---|---|
| Main Office (Main Office) | New York, NY |
| Astoria | Astoria, NY |
| Baltimore Branch | Baltimore, MD |
| Feasterville Regional Office | Feasterville Trevose, PA |
| UECC Branch | Jenkintown, PA |
| Kerhonkson | Kerhonkson, NY |
| Lindenhurst | Lindenhurst, NY |
| Fairmount Branch | Philadelphia, PA |
| Somerton Branch | Philadelphia, PA |
| Trenton Branch | Trenton, NJ |
| Uniondale | Uniondale, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Self Reliance Financial nationwide neighbourhoods
Using this data
- Self Reliance Financial ranks #1,399 of 4,374 nationally on financial health and #77 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUFFOLK is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUFFOLK
Frequently Asked Questions
Is Self Reliance Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Self Reliance Financial scores 88/100 (Excellent), with a 17.07% net worth ratio and 0.60% of loans delinquent. It ranks #1,399 of 4,374 nationally on health and #77 of 272 in New York.
How does Self Reliance Financial compare to other credit unions?
Self Reliance Financial scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (17.07% vs 11.18%). Its widest shortfall is loan-to-share ratio (79.96% vs 83.90%).
How can I join Self Reliance Financial?
Self Reliance Financial operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Self Reliance Financial directly for the exact boundaries and application steps.
Is my money safe at Self Reliance Financial?
Self Reliance Financial is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Self Reliance Financial's net worth ratio of 17.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.