Federal credit union · Dumas, Texas · NCUA charter #3938
Texan Sky
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $76.1M
- Total assets
- 9,060
- Members
- 16.0%
- Net-worth ratio
Texan Sky scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $76.1M; members 9,060; net-worth ratio 15.99%; health rank #224 of 4,374; healthier than 93rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#224 of 4,374 health · 2025Q4Texan Sky · health 96/100 · $76.1M · 2025Q4
Call Report peers
Texan Sky in the assets neighbourhood
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Texan Sky vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Texan Sky sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Texan Sky vs $50M–$100M peers
- Largest favorable gap: Loan-to-Share Ratio at 72.86% vs peer 62.60% (+10.26 pp).
Where Texan Sky sits in Texas
- Health composite ranks #20 of 386 among scored Texas credit unions.
- Texas assets place: #169 of 386.
- Member book place in Texas: #138 of 386.
- One place up in Texas, Port of Houston Warehouse (#19) ties at 96/100; one place down, Austin Telco (#21) ties at 96/100.
Quarter path for Texan Sky
Texan Sky: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $76.1M (2025Q4) to $78.9M (2026Q1).
- Net-worth ratio shifted -0.54 pp (16.53% → 15.99%).
This credit union's 15.99% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 96/100 score is built
Texan Sky gives up 4 points in total. Member Growth costs the most, 2.7 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.9 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 14.8 pts
Texan Sky health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.99% | +2.37 pp |
| Delinquency Rate | 0.61% | -0.35 pp |
| Return on Assets | 1.55% | +0.89 pp |
| Member Growth | 2.73% | - |
| Loan-to-Share Ratio | 72.86% | +10.26 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Texan Sky quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $78.9M | - |
| 2025Q4 | $76.1M | 9,060 |
| 2024Q4 | $70.3M | 8,819 |
| 2023Q4 | $69.4M | 8,685 |
Credit Union Details
- Charter Number
- 3938
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Dumas
- Data Quarter
- 2025Q4
Branch Location
Texan Sky operates a single office in Dumas, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Dumas, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Cross-state Call Report peers for Texan Sky
Using this data
- Texan Sky ranks #224 of 4,374 nationally on financial health and #20 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SOUTHERN is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SOUTHERN
Frequently Asked Questions
Is Texan Sky financially healthy?
Texan Sky has a financial health score of 96/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #224 of 4,374 nationally on health and #20 of 386 in Texas. Its net worth ratio is 15.99% and its delinquency rate 0.61%.
How does Texan Sky compare to other credit unions?
Texan Sky scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (72.86% vs 62.60%).
How can I join Texan Sky?
Texan Sky operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Texan Sky directly for the exact boundaries and application steps.
Is my money safe at Texan Sky?
Texan Sky is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texan Sky's net worth ratio of 15.99% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.