State credit union · Cincinnati, Ohio · NCUA charter #68574
General Electric
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $4.23B
- Total assets
- 312,507
- Members
- 8.4%
- Net-worth ratio
General Electric scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.23B; members 312,507; net-worth ratio 8.41%; health rank #3,298 of 4,374; healthier than 24th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,298 of 4,374 health · 2025Q4General Electric · health 75/100 · $4.23B · 2025Q4
- PHOTO 75/100
- BOOK 8.4%
- CHARTER 0.83%
- NCUSIF -0.46%
- CAMELS $4.23B
- HEALTH 312,507
- NW #3,298/4,374
- DELQ UNITED
- ROA 68574
Call Report peers
General Electric in the assets neighbourhood
General Electric's $4.23B assets sit next to UNITED ($4.24B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
General Electric vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
General Electric - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #68574, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where General Electric diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 96.32% vs peer 83.90% (+12.42 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.77 pp (8.41% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for General Electric
- In Ohio, health place is #154 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #2 of 196.
- Ohio membership ordinal: #2 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
General Electric: 2025Q4 → 2026Q1
General Electric: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.1% from $4.23B (2025Q4) to $4.23B (2026Q1).
- Net-worth ratio shifted +0.10 pp (8.31% → 8.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 8.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 26.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 0.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.9 pts
General Electric vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.41% | -2.77 pp |
| Delinquency Rate | 0.83% | -0.04 pp |
| Return on Assets | -0.46% | -0.97 pp |
| Member Growth | 7.14% | - |
| Loan-to-Share Ratio | 96.32% | +12.42 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
General Electric filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.23B | - |
| 2025Q4 | $4.23B | 312,507 |
| 2024Q4 | $4.43B | 291,685 |
| 2023Q4 | $5.11B | 279,569 |
Credit Union Details
- Charter Number
- 68574
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Ohio
- City
- Cincinnati
- Data Quarter
- 2025Q4
Branch Locations (14)
The NCUA branch filing lists 14 physical offices for General Electric, spread across 10 cities in 2 states.
| Office | City |
|---|---|
| Reading Road (Main Office) | Cincinnati, OH |
| Blue Ash Professional Center | Blue Ash, OH |
| Cornell Park Center | Blue Ash, OH |
| Eastgate | Cincinnati, OH |
| Oakley | Cincinnati, OH |
| Dent, OH | Cincinnati, OH |
| Fairfield | Fairfield, OH |
| Florence | Florence, KY |
| Highland Heights | Highland Heights, KY |
| South Lebanon Branch | Lebanon, OH |
| Loveland/Symmes Twp | Loveland, OH |
| Mason/West Chester | Mason, OH |
| Montgomery Branch | Montgomery, OH |
| Liberty Way | Westchester, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near General Electric
Cross-state asset and health neighbours for General Electric - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($4.23B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- General Electric ranks #3,298 of 4,374 nationally on financial health and #154 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kemba Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kemba Financial
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is General Electric financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, General Electric carries a financial health score of 75/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,298 of 4,374; by total assets it ranks #117 of 4,374 nationally (same basis as /rankings/largest); and #2 of 196 within Ohio. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 8.41% net worth ratio and a 0.83% delinquency rate.
How does General Electric compare to other credit unions?
General Electric scores 75/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join General Electric?
Membership eligibility for General Electric depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact General Electric directly for current membership requirements and application steps.
Is my money safe at General Electric?
Federal credit unions like General Electric are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. General Electric's net worth ratio of 8.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does General Electric offer compared to banks?
Credit unions like General Electric are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact General Electric directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.