State credit union · Cincinnati, Ohio · NCUA charter #68574
General Electric
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $4.23B
- Total assets
- 312,507
- Members
- 8.4%
- Net-worth ratio
General Electric scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.23B; members 312,507; net-worth ratio 8.41%; health rank #3,298 of 4,374; healthier than 24th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,298 of 4,374 health · 2025Q4General Electric · health 75/100 · $4.23B · 2025Q4
Call Report peers
General Electric in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
General Electric vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); General Electric sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where General Electric diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 96.32% vs peer 83.90% (+12.42 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.77 pp (8.41% vs 11.18%).
Ohio standing for General Electric
- In Ohio, health place is #154 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #2 of 196.
- Ohio membership ordinal: #2 of 196.
- One place up in Ohio, The Way (#153) ties at 75/100; one place down, Golden Circle (#155) scores 74/100, 1 point lower.
General Electric: 2025Q4 → 2026Q1
General Electric: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $4.23B (2025Q4) to $4.23B (2026Q1).
- Net-worth ratio shifted +0.10 pp (8.31% → 8.41%).
This credit union's 8.41% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
General Electric gives up 25 points in total. Return on Assets costs the most, 14.6 of its 15; Member Growth scores full marks.
- Net Worth Ratio 26.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 0.4 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 11.9 pts
General Electric vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.41% | -2.77 pp |
| Delinquency Rate | 0.83% | -0.04 pp |
| Return on Assets | -0.46% | -0.97 pp |
| Member Growth | 7.14% | - |
| Loan-to-Share Ratio | 96.32% | +12.42 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
General Electric filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.23B | - |
| 2025Q4 | $4.23B | 312,507 |
| 2024Q4 | $4.43B | 291,685 |
| 2023Q4 | $5.11B | 279,569 |
Credit Union Details
- Charter Number
- 68574
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Ohio
- City
- Cincinnati
- Data Quarter
- 2025Q4
Branch Locations (14)
The NCUA branch filing lists 14 physical offices for General Electric, spread across 10 cities in 2 states.
| Office | City |
|---|---|
| Reading Road (Main Office) | Cincinnati, OH |
| Blue Ash Professional Center | Blue Ash, OH |
| Cornell Park Center | Blue Ash, OH |
| Eastgate | Cincinnati, OH |
| Oakley | Cincinnati, OH |
| Dent, OH | Cincinnati, OH |
| Fairfield | Fairfield, OH |
| Florence | Florence, KY |
| Highland Heights | Highland Heights, KY |
| South Lebanon Branch | Lebanon, OH |
| Loveland/Symmes Twp | Loveland, OH |
| Mason/West Chester | Mason, OH |
| Montgomery Branch | Montgomery, OH |
| Liberty Way | Westchester, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near General Electric
Using this data
- General Electric ranks #3,298 of 4,374 nationally on financial health and #154 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Kemba Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Kemba Financial
Frequently Asked Questions
Is General Electric financially healthy?
General Electric has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,298 of 4,374 nationally on health and #154 of 196 in Ohio. Its net worth ratio is 8.41% and its delinquency rate 0.83%.
How does General Electric compare to other credit unions?
General Electric scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (96.32% vs 83.90%). Its widest shortfall is net worth ratio (8.41% vs 11.18%).
How can I join General Electric?
Membership eligibility for General Electric depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact General Electric directly for current membership requirements and application steps.
Is my money safe at General Electric?
General Electric is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. General Electric's net worth ratio of 8.41% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.