Federal credit union · Gladstone, Oregon · NCUA charter #14708
Machinists - Boilermakers
Health score 52/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 52
- Health / 100
- $3.8M
- Total assets
- 481
- Members
- 13.2%
- Net-worth ratio
Machinists - Boilermakers scores 52/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.8M; members 481; net-worth ratio 13.24%; health rank #4,242 of 4,374; healthier than 3rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,242 of 4,374 health · 2025Q4Machinists - Boilermakers · health 52/100 · $3.8M · 2025Q4
Call Report peers
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Machinists - Boilermakers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Machinists - Boilermakers sits in 50-54 with 82 others.
52 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Machinists - Boilermakers diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 88.50% here, 63.60% peer average (+24.90 pp).
- Net Worth Ratio trails the peer set - 13.24% here, 19.06% peer average (-5.82 pp).
Oregon standing for Machinists - Boilermakers
- Oregon health ordinal: #48 of 48.
- By total assets, Machinists - Boilermakers is #46 of 48 in Oregon.
- Oregon membership ordinal: #46 of 48.
- No scored Oregon credit union ranks lower; the next one up, Rivermark Community (#47) scores 61/100, 9 points higher.
How Machinists - Boilermakers's 5300 filing moved
Machinists - Boilermakers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -11.6% from $3.8M (2025Q4) to $3.3M (2026Q1).
- Net-worth ratio shifted +1.62 pp (11.62% → 13.24%).
This credit union's 13.24% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 52/100 score is built
Machinists - Boilermakers gives up 48 points in total. Delinquency Rate costs the most, 17.9 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.1 pts
- Return on Assets 0.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
Machinists - Boilermakers vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.24% | -5.82 pp |
| Delinquency Rate | 2.86% | +1.05 pp |
| Return on Assets | -0.50% | -0.96 pp |
| Member Growth | -7.85% | - |
| Loan-to-Share Ratio | 88.50% | +24.90 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Machinists - Boilermakers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.3M | - |
| 2025Q4 | $3.8M | 481 |
| 2024Q4 | $4.1M | 522 |
| 2023Q4 | $4.4M | 566 |
Credit Union Details
- Charter Number
- 14708
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $2M–$10M
- State
- Oregon
- City
- Gladstone
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Machinists - Boilermakers runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Machinists-Boilermakers FCU (Main Office) | Gladstone, OR |
| IBEW and United Workers FCU | Portland, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Machinists - Boilermakers ranks #4,242 of 4,374 nationally on financial health and #48 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Radio Cab is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Radio Cab
Frequently Asked Questions
Is Machinists - Boilermakers financially healthy?
On its 2025Q4 NCUA 5300 filing, Machinists - Boilermakers scores 52/100 (Fair), with a 13.24% net worth ratio and 2.86% of loans delinquent. It ranks #4,242 of 4,374 nationally on health and #48 of 48 in Oregon.
How does Machinists - Boilermakers compare to other credit unions?
Machinists - Boilermakers scores 52/100, higher than 3% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (88.50% vs 63.60%). Its widest shortfall is net worth ratio (13.24% vs 19.06%).
How can I join Machinists - Boilermakers?
Machinists - Boilermakers operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Machinists - Boilermakers directly for the exact boundaries and application steps.
Is my money safe at Machinists - Boilermakers?
Machinists - Boilermakers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Machinists - Boilermakers's net worth ratio of 13.24% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.