State credit union · Milwaukie, Oregon · NCUA charter #68669
OREGONIANS
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $339.5M
- Total assets
- 18,335
- Members
- 16.1%
- Net-worth ratio
OREGONIANS scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $339.5M; members 18,335; net-worth ratio 16.11%; health rank #2,834 of 4,374; healthier than 33rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,834 of 4,374 health · 2025Q4OREGONIANS · health 79/100 · $339.5M · 2025Q4
Call Report peers
OREGONIANS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OREGONIANS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); OREGONIANS sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
OREGONIANS vs $100M–$500M peers
- Largest favorable gap: Net Worth Ratio at 16.11% vs peer 12.11% (+4.00 pp).
- Largest lag: Delinquency Rate at 1.82% vs peer 0.89% (+0.92 pp).
Where OREGONIANS sits in Oregon
- Oregon health ordinal: #36 of 48.
- Assets rank #17 of 48 inside Oregon ($339.5M reported).
- Oregon membership ordinal: #18 of 48.
- One place up in Oregon, WAUNA (#35) scores 80/100, 1 point higher; one place down, OPC (#37) scores 78/100, 1 point lower.
OREGONIANS Call Report trajectory
OREGONIANS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $339.5M (2025Q4) to $341.7M (2026Q1).
- Net-worth ratio shifted +0.05 pp (16.06% → 16.11%).
At 16.11%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
OREGONIANS gives up 21 points in total. Delinquency Rate costs the most, 11.1 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.9 pts
- Return on Assets 15.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.11% | +4.00 pp |
| Delinquency Rate | 1.82% | +0.92 pp |
| Return on Assets | 0.75% | +0.12 pp |
| Member Growth | -1.94% | - |
| Loan-to-Share Ratio | 75.09% | +2.89 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $341.7M | - |
| 2025Q4 | $339.5M | 18,335 |
| 2024Q4 | $341.2M | 18,697 |
| 2023Q4 | $347.8M | 19,524 |
Credit Union Details
- Charter Number
- 68669
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Oregon
- City
- Milwaukie
- Data Quarter
- 2025Q4
Branch Locations (7)
The NCUA branch filing lists 7 physical offices for OREGONIANS, spread across 6 cities.
| Office | City |
|---|---|
| 99 - Milwaukie Administration Office (Main Office) | Milwaukie, OR |
| 03 - Beaverton Branch | Beaverton, OR |
| 02 - Gresham Branch | Gresham, OR |
| 11 - Oregon City Branch | Oregon City, OR |
| 07 - 20th Branch | Portland, OR |
| 04 - St Johns Branch | Portland, OR |
| 12 - Prineville Branch | Prineville, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Other-state peers near OREGONIANS
Using this data
- OREGONIANS ranks #2,834 of 4,374 nationally on financial health and #36 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- INROADS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with INROADS
Frequently Asked Questions
Is OREGONIANS financially healthy?
On its 2025Q4 NCUA 5300 filing, OREGONIANS scores 79/100 (Very Good), with a 16.11% net worth ratio and 1.82% of loans delinquent. It ranks #2,834 of 4,374 nationally on health and #36 of 48 in Oregon.
How does OREGONIANS compare to other credit unions?
OREGONIANS scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (16.11% vs 12.11%). Its widest shortfall is delinquency rate (1.82% vs 0.89%).
How can I join OREGONIANS?
Membership eligibility for OREGONIANS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact OREGONIANS directly for current membership requirements and application steps.
Is my money safe at OREGONIANS?
OREGONIANS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OREGONIANS's net worth ratio of 16.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.