Federal credit union · Casper, Wyoming · NCUA charter #9148
PATHFINDER
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $67.8M
- Total assets
- 4,365
- Members
- 11.0%
- Net-worth ratio
PATHFINDER scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.8M; members 4,365; net-worth ratio 10.97%; health rank #1,295 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,295 of 4,374 health · 2025Q4PATHFINDER · health 89/100 · $67.8M · 2025Q4
Call Report peers
PATHFINDER in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PATHFINDER vs every NCUA-scored credit union
PATHFINDER sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for PATHFINDER
- Loan-to-Share Ratio leads the peer set - 73.32% here, 62.60% peer average (+10.72 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.65 pp (10.97% vs 13.62%).
Where PATHFINDER sits in Wyoming
- Wyoming health ordinal: #7 of 18.
- Wyoming assets place: #14 of 18.
- Member book place in Wyoming: #14 of 18.
- One place up in Wyoming, A.C.P.E. (#6) scores 94/100, 5 points higher; one place down, CAMPCO (#8) scores 88/100, 1 point lower.
PATHFINDER: 2025Q4 → 2026Q1
PATHFINDER: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.3% from $67.8M (2025Q4) to $70.1M (2026Q1).
- Net-worth ratio shifted -0.13 pp (11.10% → 10.97%).
This credit union's 10.97% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
PATHFINDER gives up 11 points in total. Member Growth costs the most, 11.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for PATHFINDER
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.97% | -2.65 pp |
| Delinquency Rate | 0.35% | -0.61 pp |
| Return on Assets | 0.93% | +0.28 pp |
| Member Growth | -2.89% | - |
| Loan-to-Share Ratio | 73.32% | +10.72 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
PATHFINDER filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $70.1M | - |
| 2025Q4 | $67.8M | 4,365 |
| 2024Q4 | $70.9M | 4,495 |
| 2023Q4 | $67.8M | 4,474 |
Credit Union Details
- Charter Number
- 9148
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Wyoming
- City
- Casper
- Data Quarter
- 2025Q4
Branch Locations (3)
PATHFINDER operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Pathfinder Federal Credit Union (Main Office) | Casper, WY |
| Pathfinder Federal Credit Union - Greybull Branch | Greybull, WY |
| Pathfinder Federal Credit Union - Elk Basin Branch | Powell, WY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wyoming
Other federally-insured credit unions in Wyoming, closest first by peer group and asset size.
PATHFINDER nationwide neighbourhoods
Using this data
- PATHFINDER ranks #1,295 of 4,374 nationally on financial health and #7 of 18 in WY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- A.C.P.E. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with A.C.P.E.
Frequently Asked Questions
Is PATHFINDER financially healthy?
PATHFINDER has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,295 of 4,374 nationally on health and #7 of 18 in Wyoming. Its net worth ratio is 10.97% and its delinquency rate 0.35%.
How does PATHFINDER compare to other credit unions?
PATHFINDER scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (73.32% vs 62.60%). Its widest shortfall is net worth ratio (10.97% vs 13.62%).
How can I join PATHFINDER?
PATHFINDER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact PATHFINDER directly for the exact boundaries and application steps.
Is my money safe at PATHFINDER?
PATHFINDER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PATHFINDER's net worth ratio of 10.97% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.