Federal credit union · Brooklyn, New York · NCUA charter #18858
Spc Brooklyn
Health score 62/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 62
- Health / 100
- $373K
- Total assets
- 298
- Members
- 13.4%
- Net-worth ratio
Spc Brooklyn scores 62/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $373K; members 298; net-worth ratio 13.35%; health rank #3,990 of 4,374; healthier than 8th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,990 of 4,374 health · 2025Q4Spc Brooklyn · health 62/100 · $373K · 2025Q4
Call Report peers
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Spc Brooklyn vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Spc Brooklyn sits in 60-64 with 179 others.
62 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Spc Brooklyn vs Under $2M peers
- Strongest edge vs 243 Under $2M peers is Return on Assets: +0.74 pp (0.97% vs 0.22%).
- Loan-to-Share Ratio trails the peer set - 22.08% here, 52.70% peer average (-30.62 pp).
Spc Brooklyn: in-state Call Report ranks
- Health composite ranks #234 of 272 among scored New York credit unions.
- New York assets place: #264 of 272.
- Membership ranks #250 of 272 among New York CUs with a reported count (298 members).
- One place up in New York, NYM (#233) ties at 62/100; one place down, I Am (#235) ties at 62/100.
Quarter path for Spc Brooklyn
Spc Brooklyn: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $373K (2025Q4) to $375K (2026Q1).
- Net-worth ratio shifted +0.27 pp (13.08% → 13.35%).
At 13.35%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 62/100 score is built
Spc Brooklyn gives up 38 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.35% | -9.58 pp |
| Delinquency Rate | 14.77% | +10.30 pp |
| Return on Assets | 0.97% | +0.74 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 22.08% | -30.62 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Spc Brooklyn quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $375K | - |
| 2025Q4 | $373K | 298 |
| 2024Q4 | $390K | 298 |
| 2023Q4 | $414K | 296 |
Credit Union Details
- Charter Number
- 18858
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- Brooklyn
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Spc Brooklyn.
| Office | City |
|---|---|
| St Peter Church (Main Office) | Brooklyn, NY |
| St Gregory the Great Church | Brooklyn, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near Spc Brooklyn
Using this data
- Spc Brooklyn ranks #3,990 of 4,374 nationally on financial health and #234 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Union Baptist Greenburgh is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Union Baptist Greenburgh
Frequently Asked Questions
Is Spc Brooklyn financially healthy?
On its 2025Q4 NCUA 5300 filing, Spc Brooklyn scores 62/100 (Good), with a 13.35% net worth ratio and 14.77% of loans delinquent. It ranks #3,990 of 4,374 nationally on health and #234 of 272 in New York.
How does Spc Brooklyn compare to other credit unions?
Spc Brooklyn scores 62/100, higher than 8% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is return on assets (0.97% vs 0.22%). Its widest shortfall is loan-to-share ratio (22.08% vs 52.70%).
How can I join Spc Brooklyn?
Spc Brooklyn operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Spc Brooklyn directly for the exact boundaries and application steps.
Is my money safe at Spc Brooklyn?
Spc Brooklyn is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Spc Brooklyn's net worth ratio of 13.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.