Federal credit union · NEW YORK, New York · NCUA charter #11380
FIDELIS
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $714K
- Total assets
- 335
- Members
- 39.2%
- Net-worth ratio
FIDELIS scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $714K; members 335; net-worth ratio 39.21%; health rank #300 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#300 of 4,374 health · 2025Q4FIDELIS · health 95/100 · $714K · 2025Q4
Call Report peers
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FIDELIS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); FIDELIS sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where FIDELIS diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 39.21% vs peer 22.93% (+16.28 pp).
New York standing for FIDELIS
- Health composite ranks #19 of 272 among scored New York credit unions.
- Assets rank #260 of 272 inside New York ($714K reported).
- New York membership ordinal: #249 of 272.
- One place up in New York, State Cs Employees (#18) scores 96/100, 1 point higher; one place down, TROY (#20) ties at 95/100.
FIDELIS Call Report trajectory
FIDELIS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $714K (2025Q4) to $726K (2026Q1).
- Net-worth ratio shifted -0.36 pp (39.57% → 39.21%).
39.21% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 95/100 score is built
FIDELIS gives up 5 points in total. Loan-to-Share Ratio costs the most, 3.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.1 pts
- Loan-to-Share Ratio 11.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 39.21% | +16.28 pp |
| Delinquency Rate | 0.37% | -4.10 pp |
| Return on Assets | 1.21% | +0.99 pp |
| Member Growth | 3.40% | - |
| Loan-to-Share Ratio | 54.73% | +2.03 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
FIDELIS quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $726K | - |
| 2025Q4 | $714K | 335 |
| 2024Q4 | $632K | 324 |
| 2023Q4 | $634K | 320 |
Credit Union Details
- Charter Number
- 11380
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Location
FIDELIS operates a single office in New York, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- FIDELIS ranks #300 of 4,374 nationally on financial health and #19 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sts Peter & Paul is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sts Peter & Paul
Frequently Asked Questions
Is FIDELIS financially healthy?
On its 2025Q4 NCUA 5300 filing, FIDELIS scores 95/100 (Excellent), with a 39.21% net worth ratio and 0.37% of loans delinquent. It ranks #300 of 4,374 nationally on health and #19 of 272 in New York.
How does FIDELIS compare to other credit unions?
FIDELIS scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (39.21% vs 22.93%).
How can I join FIDELIS?
FIDELIS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FIDELIS directly for the exact boundaries and application steps.
Is my money safe at FIDELIS?
FIDELIS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIDELIS's net worth ratio of 39.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.