State credit union · Salina, Kansas · NCUA charter #61765
Central Kansas Education
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $5.6M
- Total assets
- 796
- Members
- 13.2%
- Net-worth ratio
Central Kansas Education scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.6M; members 796; net-worth ratio 13.21%; health rank #1,629 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Central Kansas Education vs every NCUA-scored credit union
Central Kansas Education sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Central Kansas Education diverges from peer averages
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +35.69 pp (99.29% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -5.85 pp (13.21% vs 19.06%).
Where Central Kansas Education sits in Kansas
- In Kansas, health place is #17 of 61 on the same NCUA-ratio sort used nationally.
- By total assets, Central Kansas Education is #50 of 61 in Kansas.
- Membership ranks #48 of 61 among Kansas CUs with a reported count (796 members).
- One place up in Kansas, MORTON (#16) ties at 87/100; one place down, Kansas State University (#18) ties at 87/100.
Central Kansas Education: 2025Q4 → 2026Q1
Central Kansas Education: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +8.1% from $5.6M (2025Q4) to $6.0M (2026Q1).
- Net-worth ratio shifted -0.85 pp (14.06% → 13.21%).
This credit union's 13.21% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Central Kansas Education gives up 13 points in total. Return on Assets costs the most, 4.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.5 pts
- Return on Assets 10.8 pts
- Member Growth 10.8 pts
- Loan-to-Share Ratio 10.9 pts
Central Kansas Education health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.21% | -5.85 pp |
| Delinquency Rate | 0.55% | -1.26 pp |
| Return on Assets | 0.22% | -0.23 pp |
| Member Growth | 1.53% | - |
| Loan-to-Share Ratio | 99.29% | +35.69 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $6.0M | - |
| 2025Q4 | $5.6M | 796 |
| 2024Q4 | $5.2M | 784 |
| 2023Q4 | $5.0M | 824 |
Credit Union Details
- Charter Number
- 61765
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Kansas
- City
- Salina
- Data Quarter
- 2025Q4
Branch Location
Central Kansas Education operates a single office in Salina, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| CENTRAL KANSAS EDUCATION CREDIT UNION (Main Office) | Salina, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
More federally-insured credit unions based in Kansas, ordered by peer group match and asset size.
Cross-state Call Report peers for Central Kansas Education
Similar health score
Using this data
- Central Kansas Education ranks #1,629 of 4,374 nationally on financial health and #17 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TRI-COUNTY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TRI-COUNTY
Frequently Asked Questions
Is Central Kansas Education financially healthy?
On its 2025Q4 NCUA 5300 filing, Central Kansas Education scores 87/100 (Excellent), with a 13.21% net worth ratio and 0.55% of loans delinquent. It ranks #1,629 of 4,374 nationally on health and #17 of 61 in Kansas.
How does Central Kansas Education compare to other credit unions?
Central Kansas Education scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (99.29% vs 63.60%). Its widest shortfall is net worth ratio (13.21% vs 19.06%).
How can I join Central Kansas Education?
Membership eligibility for Central Kansas Education depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Central Kansas Education directly for current membership requirements and application steps.
Is my money safe at Central Kansas Education?
Central Kansas Education is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Central Kansas Education's net worth ratio of 13.21% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.