State credit union · ELLIS, Kansas · NCUA charter #67797
ELLIS
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $5.4M
- Total assets
- 690
- Members
- 17.0%
- Net-worth ratio
ELLIS scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.4M; members 690; net-worth ratio 17.01%; health rank #1,907 of 4,374; healthier than 54th of scored peers.
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#1,907 of 4,374 health · 2025Q4ELLIS · health 85/100 · $5.4M · 2025Q4
Call Report peers
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ELLIS vs every NCUA-scored credit union
ELLIS sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ELLIS vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Delinquency Rate: -1.81 pp (0.00% vs 1.81%).
- Largest lag: Loan-to-Share Ratio at 52.62% vs peer 63.60% (-10.98 pp).
Where ELLIS sits in Kansas
- In Kansas, health place is #19 of 61 on the same NCUA-ratio sort used nationally.
- Kansas assets place: #51 of 61.
- Membership ranks #50 of 61 among Kansas CUs with a reported count (690 members).
- One place up in Kansas, Kansas State University (#18) scores 87/100, 2 points higher; one place down, QUANTUM (#20) ties at 85/100.
Quarter path for ELLIS
ELLIS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.7% from $5.4M (2025Q4) to $5.6M (2026Q1).
- Net-worth ratio shifted -0.52 pp (17.53% → 17.01%).
This credit union's 17.01% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
ELLIS gives up 15 points in total. Member Growth costs the most, 10.1 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.4 pts
- Member Growth 4.9 pts
- Loan-to-Share Ratio 10.7 pts
Call Report ratios for ELLIS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.01% | -2.05 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.46% | +0.01 pp |
| Member Growth | -2.27% | - |
| Loan-to-Share Ratio | 52.62% | -10.98 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
ELLIS filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.6M | - |
| 2025Q4 | $5.4M | 690 |
| 2024Q4 | $5.1M | 706 |
| 2023Q4 | $5.2M | 712 |
Credit Union Details
- Charter Number
- 67797
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Kansas
- City
- ELLIS
- Data Quarter
- 2025Q4
Branch Location
ELLIS operates a single office in Ellis, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ellis Credit Union (Main Office) | Ellis, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
Other federally-insured credit unions in Kansas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- ELLIS ranks #1,907 of 4,374 nationally on financial health and #19 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MORTON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MORTON
Frequently Asked Questions
Is ELLIS financially healthy?
ELLIS has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,907 of 4,374 nationally on health and #19 of 61 in Kansas. Its net worth ratio is 17.01% and its delinquency rate 0.00%.
How does ELLIS compare to other credit unions?
ELLIS scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (52.62% vs 63.60%).
How can I join ELLIS?
Membership eligibility for ELLIS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ELLIS directly for current membership requirements and application steps.
Is my money safe at ELLIS?
ELLIS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ELLIS's net worth ratio of 17.01% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.