State credit union · GRINNELL, Kansas · NCUA charter #67855
TRI-COUNTY
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $5.6M
- Total assets
- 477
- Members
- 16.8%
- Net-worth ratio
TRI-COUNTY scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.6M; members 477; net-worth ratio 16.75%; health rank #3,246 of 4,374; healthier than 24th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,246 of 4,374 health · 2025Q4TRI-COUNTY · health 75/100 · $5.6M · 2025Q4
Call Report peers
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TRI-COUNTY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TRI-COUNTY sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
TRI-COUNTY: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Return on Assets: +0.11 pp (0.56% vs 0.45%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -36.32 pp (27.28% vs 63.60%).
Where TRI-COUNTY sits in Kansas
- In Kansas, health place is #42 of 61 on the same NCUA-ratio sort used nationally.
- Assets rank #49 of 61 inside Kansas ($5.6M reported).
- Member book place in Kansas: #54 of 61.
- One place up in Kansas, Golden Plains (#41) scores 77/100, 2 points higher; one place down, SKYWARD (#43) scores 74/100, 1 point lower.
TRI-COUNTY Call Report trajectory
TRI-COUNTY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $5.6M (2025Q4) to $5.8M (2026Q1).
- Net-worth ratio shifted -0.17 pp (16.92% → 16.75%).
At 16.75%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
TRI-COUNTY gives up 25 points in total. Delinquency Rate costs the most, 11 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.5 pts
- Loan-to-Share Ratio 8.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.75% | -2.31 pp |
| Delinquency Rate | 1.80% | -0.01 pp |
| Return on Assets | 0.56% | +0.11 pp |
| Member Growth | -0.83% | - |
| Loan-to-Share Ratio | 27.28% | -36.32 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $5.8M | - |
| 2025Q4 | $5.6M | 477 |
| 2024Q4 | $5.0M | 481 |
| 2023Q4 | $5.4M | 490 |
Credit Union Details
- Charter Number
- 67855
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Kansas
- City
- GRINNELL
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, TRI-COUNTY runs one office.
| Office | City |
|---|---|
| Tri-County Credit Union (Main Office) | Grinnell, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near TRI-COUNTY
Similar health score
Using this data
- TRI-COUNTY ranks #3,246 of 4,374 nationally on financial health and #42 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Central Kansas Education is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Central Kansas Education
Frequently Asked Questions
Is TRI-COUNTY financially healthy?
TRI-COUNTY has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,246 of 4,374 nationally on health and #42 of 61 in Kansas. Its net worth ratio is 16.75% and its delinquency rate 1.80%.
How does TRI-COUNTY compare to other credit unions?
TRI-COUNTY scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (0.56% vs 0.45%). Its widest shortfall is loan-to-share ratio (27.28% vs 63.60%).
How can I join TRI-COUNTY?
Membership eligibility for TRI-COUNTY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact TRI-COUNTY directly for current membership requirements and application steps.
Is my money safe at TRI-COUNTY?
TRI-COUNTY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TRI-COUNTY's net worth ratio of 16.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.