State credit union · Lincoln Park, Michigan · NCUA charter #61701
Lincoln Park Community
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $61.0M
- Total assets
- 3,054
- Members
- 18.1%
- Net-worth ratio
Lincoln Park Community scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $61.0M; members 3,054; net-worth ratio 18.15%; health rank #889 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#889 of 4,374 health · 2025Q4Lincoln Park Community · health 91/100 · $61.0M · 2025Q4
Call Report peers
Lincoln Park Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lincoln Park Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lincoln Park Community sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Lincoln Park Community: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 18.15% here, 13.62% peer average (+4.53 pp).
- Loan-to-Share Ratio trails the peer set - 15.94% here, 62.60% peer average (-46.66 pp).
Michigan standing for Lincoln Park Community
- In Michigan, health place is #37 of 171 on the same NCUA-ratio sort used nationally.
- Assets rank #129 of 171 inside Michigan ($61.0M reported).
- Michigan membership ordinal: #140 of 171.
- One place up in Michigan, I.M. Detroit District (#36) ties at 91/100; one place down, Kenowa Community (#38) ties at 91/100.
Lincoln Park Community: 2025Q4 → 2026Q1
Lincoln Park Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.9% from $61.0M (2025Q4) to $62.2M (2026Q1).
- Net-worth ratio shifted -0.19 pp (18.34% → 18.15%).
18.15% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Lincoln Park Community gives up 9 points in total. Loan-to-Share Ratio costs the most, 7.6 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 7.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.15% | +4.53 pp |
| Delinquency Rate | 0.62% | -0.34 pp |
| Return on Assets | 0.87% | +0.22 pp |
| Member Growth | 5.02% | - |
| Loan-to-Share Ratio | 15.94% | -46.66 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $62.2M | - |
| 2025Q4 | $61.0M | 3,054 |
| 2024Q4 | $63.5M | 2,908 |
| 2023Q4 | $63.6M | 3,020 |
Credit Union Details
- Charter Number
- 61701
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Michigan
- City
- Lincoln Park
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Lincoln Park Community runs one office.
| Office | City |
|---|---|
| LPCCU Main Office (Main Office) | Lincoln Park, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Lincoln Park Community
Using this data
- Lincoln Park Community ranks #889 of 4,374 nationally on financial health and #37 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Baraga County is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Baraga County
Frequently Asked Questions
Is Lincoln Park Community financially healthy?
Lincoln Park Community has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #889 of 4,374 nationally on health and #37 of 171 in Michigan. Its net worth ratio is 18.15% and its delinquency rate 0.62%.
How does Lincoln Park Community compare to other credit unions?
Lincoln Park Community scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (18.15% vs 13.62%). Its widest shortfall is loan-to-share ratio (15.94% vs 62.60%).
How can I join Lincoln Park Community?
Membership eligibility for Lincoln Park Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lincoln Park Community directly for current membership requirements and application steps.
Is my money safe at Lincoln Park Community?
Lincoln Park Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lincoln Park Community's net worth ratio of 18.15% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.