Federal credit union · Boston, Massachusetts · NCUA charter #16383
New England Lee
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.8M
- Total assets
- 256
- Members
- 54.2%
- Net-worth ratio
New England Lee scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 256; net-worth ratio 54.22%; health rank #429 of 4,374; healthier than 87th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#429 of 4,374 health · 2025Q4New England Lee · health 94/100 · $2.8M · 2025Q4
- RANK 94/100
- PHOTO 54.2%
- BOOK 0.47%
- CHARTER 1.47%
- NCUSIF $2.8M
- CAMELS 256
- HEALTH #429/4,374
- NW n/a
- DELQ 16383
Call Report peers
New England Lee carries $2.8M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New England Lee vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New England Lee - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #16383: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
New England Lee vs $2M–$10M peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +35.16 pp (54.22% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Massachusetts standing for New England Lee
- Massachusetts health ordinal: #11 of 126.
- By total assets, New England Lee is #118 of 126 in Massachusetts.
- Massachusetts membership ordinal: #122 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New England Lee Call Report trajectory
New England Lee: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $2.8M (2025Q4) to $2.8M (2026Q1).
- Net-worth ratio shifted -0.09 pp (54.31% → 54.22%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 54.22% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 94.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.0 pts
New England Lee vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 54.22% | +35.16 pp |
| Delinquency Rate | 0.47% | -1.34 pp |
| Return on Assets | 1.47% | +1.01 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 77.86% | +14.26 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - New England Lee
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.8M | - |
| 2025Q4 | $2.8M | 256 |
| 2024Q4 | $2.8M | 256 |
| 2023Q4 | $2.8M | 258 |
Credit Union Details
- Charter Number
- 16383
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $2M–$10M
- State
- Massachusetts
- City
- Boston
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, New England Lee runs one office.
| Office | City |
|---|---|
| Main (Main Office) | Boston, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Cross-state Call Report peers for New England Lee
Two NCUA Call Report peer sets for New England Lee, both outside Massachusetts so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (94/100 here).
Using this data
- New England Lee ranks #429 of 4,374 nationally on financial health and #11 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Stoughton Town Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stoughton Town Employees
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New England Lee financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, New England Lee carries a financial health score of 94/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #429 of 4,374; by total assets it ranks #4,067 of 4,374 nationally (same basis as /rankings/largest); and #118 of 126 within Massachusetts. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 54.22% net worth ratio and a 0.47% delinquency rate.
How does New England Lee compare to other credit unions?
On PlainCU's health composite, New England Lee lands at 94/100, compared to a peer group average for $2M–$10M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New England Lee?
New England Lee serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact New England Lee directly for the current list of qualifying groups.
Is my money safe at New England Lee?
Federal credit unions like New England Lee are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New England Lee's net worth ratio of 54.22% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New England Lee offer compared to banks?
Credit unions like New England Lee are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New England Lee directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.