Federal credit union · Boston, Massachusetts · NCUA charter #16383

New England Lee

Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

94
Health / 100
$2.8M
Total assets
256
Members
54.2%
Net-worth ratio

New England Lee scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.8M; members 256; net-worth ratio 54.22%; health rank #429 of 4,374; healthier than 87th of scored peers.

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NCUA 5300 Call Report Masthead

#429 of 4,374 health · 2025Q4

New England Lee · health 94/100 · $2.8M · 2025Q4

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New England Lee vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); New England Lee sits in 90-94 with 747 others.

94 Top 13% higher than 87% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

New England Lee vs $2M–$10M peers

  • Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +35.16 pp (54.22% vs 19.06%).

Massachusetts standing for New England Lee

  • Massachusetts health ordinal: #11 of 126.
  • By total assets, New England Lee is #118 of 126 in Massachusetts.
  • Massachusetts membership ordinal: #122 of 126.
  • One place up in Massachusetts, Worcester Police Department (#10) scores 95/100, 1 point higher; one place down, Cambridge Firefighters (#12) ties at 94/100.

New England Lee Call Report trajectory

New England Lee: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

2,740,0002,760,0002,780,0002,800,0002,820,000 2023Q42024Q42025Q42026Q1 2,760,615 2,807,366 ▲ +1.7%
  • Assets moved +1.1% from $2.8M (2025Q4) to $2.8M (2026Q1).
  • Net-worth ratio shifted -0.09 pp (54.31% → 54.22%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

This credit union's 54.22% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 94/100 score is built

New England Lee gives up 6 points in total. Member Growth costs the most, 6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 15.0 pts
  • Member Growth 9.0 pts
  • Loan-to-Share Ratio 15.0 pts

New England Lee vs peer ratios

Metric Value vs peer
Net Worth Ratio 54.22% +35.16 pp
Delinquency Rate 0.47% -1.34 pp
Return on Assets 1.47% +1.01 pp
Member Growth 0.00% -
Loan-to-Share Ratio 77.86% +14.26 pp

Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.

Call Report history - New England Lee

Quarter Assets Members
2026Q1 $2.8M -
2025Q4 $2.8M 256
2024Q4 $2.8M 256
2023Q4 $2.8M 258

Credit Union Details

Charter Number
16383
Type
Federal
Field of Membership
Multiple Common Bond
Peer Group
$2M–$10M
State
Massachusetts
City
Boston
Data Quarter
2025Q4

Branch Location

Per its most recent NCUA branch filing, New England Lee runs one office.

Office City
Main (Main Office) Boston, MA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Massachusetts

Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.

Compare New England Lee vs STOUGHTON TOWN EMPLOYEES

Cross-state Call Report peers for New England Lee

Using this data

  • New England Lee ranks #429 of 4,374 nationally on financial health and #11 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Stoughton Town Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Stoughton Town Employees

Frequently Asked Questions

Is New England Lee financially healthy?

New England Lee has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #429 of 4,374 nationally on health and #11 of 126 in Massachusetts. Its net worth ratio is 54.22% and its delinquency rate 0.47%.

How does New England Lee compare to other credit unions?

New England Lee scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (54.22% vs 19.06%).

How can I join New England Lee?

New England Lee serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact New England Lee directly for the current list of qualifying groups.

Is my money safe at New England Lee?

New England Lee is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New England Lee's net worth ratio of 54.22% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for New England Lee. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.